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Health
See other Health Articles

Title: Fact Sheet: The Truth About the Healthcare Bill
Source: [None]
URL Source: http://fdlaction.firedoglake.com/20 ... th-about-the-health-care-bill/
Published: Mar 22, 2010
Author: Jane Hamsher
Post Date: 2010-03-22 12:01:23 by christine
Keywords: None
Views: 157
Comments: 6

The Firedoglake health care team has been covering the debate in congress since it began last year. The health care bill will come up for a vote in the House on Sunday, and as Nancy Pelosi works to wrangle votes, we’ve been running a detailed whip count on where every member of Congress stands, updated throughout the day.

We’ve also taken a detailed look at the bill, and have come up with 18 often stated myths about this health care reform bill.

Real health care reform is the thing we’ve fought for from the start. It is desperately needed. But this bill falls short on many levels, and hurts many people more than it helps.

A middle class family of four making $66,370 will be forced to pay $5,243 per year for insurance. After basic necessities, this leaves them with $8,307 in discretionary income — out of which they would have to cover clothing, credit card and other debt, child care and education costs, in addition to $5,882 in annual out-of-pocket medical expenses for which families will be responsible. Many families who are already struggling to get by would be better off saving the $5,243 in insurance costs and paying their medical expenses directly, rather than being forced to by coverage they can’t afford the co-pays on.

In addition, there is already a booming movement across the country to challenge the mandate. Thirty-three states already have bills moving through their houses, and the Idaho governor was the first to sign it into law yesterday. In Virginia it passed through both a Democratic House and Senate, and the governor will sign it soon. It will be on the ballot in Arizona in 2010, and is headed in that direction for many more. Republican senators like Dick Lugar are already asking their state attorney generals to challenge it. There are two GOP think tanks actively helping states in their efforts, and there is a booming messaging infrastructure that covers it beat-by-beat.

Whether Steny Hoyer believes the legality of the bill will prevail in court or not is moot, it could easily become the “gay marriage” of 2010, with one key difference: there will be no one on the other side passionately opposing it. The GOP is preparing to use it as a massive turn-out vehicle, and it not only threatens representatives in states like Florida, Colorado and Ohio where these challenges will likely be on the ballot — it threatens gubernatorial and down-ticket races as well. Artur Davis, running for governor of Alabama, is already being put on the spot about it.

While details are limited, there is apparently a “Plan B” alternative that the White House was considering, which would evidently expand existing programs — Medicaid and SCHIP. It would cover half the people at a quarter of the price, but it would not force an unbearable financial burden to those who are already struggling to get by. Because it creates no new infrastructure for the purpose of funneling money to private insurance companies, there is no need for Bart Stupak’s or Ben Nelson’s language dealing with abortion — which satisfies the concerns of pro-life members of Congress, as well as women who are looking at the biggest blow to women’s reproductive rights in 35 years with the passage of this bill. Both programs are already covered under existing law, the Hyde amendment.

But perhaps most profoundly, the bill does not mandate that people pay 8% of their annual income to private insurance companies or face a penalty of up to 2% — which the IRS would collect. As Marcy Wheeler noted in an important post entitled “Health Care on the Road to NeoFeudalism,” we stand on the precipice of doing something truly radical in our government, by demanding that Americans pay almost as much money to private insurance companies as they do in federal taxes:

When this passes, it will become clear that Congress is no longer the sovereign of this nation. Rather, the corporations dictating the laws will be.

I understand the temptation to offer 30 million people health care. What I don’t understand is the nonchalance with which we’re about to fundamentally shift the relationships of governance in doing so.

We started down a dangerous road with Wall Street banks in the early 90s, allowing them to flood our political system with money and write our laws so that taxpayers would subsidize their profits, assume their losses and remove themselves from the necessity of competition. By funneling so much money into the companies who created the very problems we are now attempting to address, we further empower them to hijack our legislative process and put more than just our health care system at risk. We risk our entire system of government.

Congress may be too far down the road with this bill to change course and save themselves — and us. But before Democrats cast this vote, which could endanger not only their Congressional majority but their ability to “fix” things later on, they should consider the first rule of patient safety: first, do no harm.

Click for Full Text!


Poster Comment:

There's a Myth vs Truth chart at the end of the article. Go to the source to read.

Post Comment   Private Reply   Ignore Thread  


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#1. To: christine, TwentyTwelve (#0)

TT - you know how to upload complete HTML pages could you possibly post the chart here on the thread. I would do it if I knew how. If you can PM me on how to do it in the future I would be most gratified and in your debt.

"One of the least understood strategies of the world revolution now moving rapidly toward its goal is the use of mind control as a major means of obtaining the consent of the people who will be subjects of the New World Order." K.M. Heaton, The National Educator

Original_Intent  posted on  2010-03-22   13:19:56 ET  Reply   Trace   Private Reply  


#2. To: Original_Intent (#1)

Myth

Truth

1. This is a universal health care bill.


The bill is neither universal health care nor universal health insurance.

Per the CBO:

  • Total uninsured in 2019 with no bill: 54 million
  • Total uninsured in 2019 with Senate bill: 24 million (44%)
2. Insurance companies hate this bill


This bill is almost identical to the plan written by AHIP, the insurance company trade association, in 2009.

The original Senate Finance Committee bill was authored by a former Wellpoint VP. Since Congress released the first of its health care bills on October 30, 2009, health care stocks have risen 28.35%.

3. The bill will significantly bring down insurance premiums for most Americans.


The bill will not bring down premiums significantly, and certainly not the $2,500/year that the President promised.

Annual premiums in 2016, status quo / with bill:

Small group market, single: $7,800 / $7,800

Small group market, family: $19,300 / $19,200

Large Group market, single: $7,400 / $7,300

Large group market, family: $21,100 / $21,300

Individual market, single: $5,500 / $5,800*

Individual market, family: $13,100 / $15,200*

4. The bill will make health care affordable for middle class Americans.
The bill will impose a financial hardship on middle class Americans who will be forced to buy a product that they can57;t afford to use.

A family of four making $66,370 will be forced to pay $5,243 per year for insurance. After basic necessities, this leaves them with $8,307 in discretionary income 52; out of which they would have to cover clothing, credit card and other debt, child care and education costs, in addition to $5,882 in annual out-of-pocket medical expenses for which families will be responsible.

5. This plan is similar to the Massachusetts plan, which makes health care affordable.

Many Massachusetts residents forgo health care because they can57;t afford it.

A 2009 study by the state of Massachusetts found that:

  • 21% of residents forgo medical treatment because they can57;t afford it, including 12% of children
  • 18% have health insurance but can57;t afford to use it

6. This bill provide health care to 31 million people who are currently uninsured.


This bill will mandate that millions of people who are currently uninsured must purchase insurance from private companies, or the IRS will collect up to 2% of their annual income in penalties. Some will be assisted with government subsidies.
7. You can keep the insurance you have if you like it.
The excise tax will result in employers switching to plans with higher co-pays and fewer covered services.

Older, less healthy employees with employer-based health care will be forced to pay much more in out-of-pocket expenses than they do now.

8. The 60;excise tax61; will encourage employers to reduce the scope of health care benefits, and they will pass the savings on to employees in the form of higher wages.

There is insufficient evidence that employers pass savings from reduced benefits on to employees.


9. This bill employs nearly every cost control idea available to bring down costs.


This bill does not bring down costs and leaves out nearly every key cost control measure, including:
  • Public Option ($25-$110 billion)
  • Medicare buy-in
  • Drug reimportation ($19 billion)
  • Medicare drug price negotiation ($300 billion)
  • Shorter pathway to generic biologics ($71 billion)

10. The bill will require big companies like WalMart to provide insurance for their employees

The bill was written so that most WalMart employees will qualify for subsidies, and taxpayers will pick up a large portion of the cost of their coverage.
11. The bill “bends the cost curve” on health care.


The bill ignored proven ways to cut health care costs and still leaves 24 million people uninsured, all while slightly raising total annual costs by $234 million in 2019.

60;Bends the cost curve61; is a misleading and trivial claim, as the US would still spend far more for care than other advanced countries.

In 2009, health care costs were 17.3% of GDP.

Annual cost of health care in 2019, status quo: $4,670.6 billion (20.8% of GDP)

Annual cost of health care in 2019, Senate bill: $4,693.5 billion (20.9% of GDP)

12. The bill will provide immediate access to insurance for Americans who are uninsured because of a pre-existing condition. Access to the 60;high risk pool61; is limited and the pool is underfunded. It will cover few people, and will run out of money in 2011 or 2012

Only those who have been uninsured for more than six months will qualify for the high risk pool. Only 0.7% of those without insurance now will get coverage, and the CMS report estimates it will run out of funding by 2011 or 2012.

13. The bill prohibits dropping people in individual plans from coverage when they get sick.

The bill does not empower a regulatory body to keep people from being dropped when they57;re sick.

There are already many states that have laws on the books prohibiting people from being dropped when they57;re sick, but without an enforcement mechanism, there is little to hold the insurance companies in check.

14. The bill ensures consumers have access to an effective internal and external appeals process to challenge new insurance plan decisions. The 60;internal appeals process61; is in the hands of the insurance companies themselves, and the 60;external61; one is up to each state.

Ensuring that consumers have access to 60;internal appeals61; simply means the insurance companies have to review their own decisions. And it is the responsibility of each state to provide an 60;external appeals process,61; as there is neither funding nor a regulatory mechanism for enforcement at the federal level.

15. This bill will stop insurance companies from hiking rates 30%-40% per year.


This bill does not limit insurance company rate hikes. Private insurers continue to be exempt from anti-trust laws, and are free to raise rates without fear of competition in many areas of the country.

16. When the bill passes, people will begin receiving benefits under this bill immediately


Most provisions in this bill, such as an end to the ban on pre-existing conditions for adults, do not take effect until 2014.

Six months from the date of passage, children could not be excluded from coverage due to pre-existing conditions, though insurance companies could charge more to cover them. Children would also be allowed to stay on their parents57; plans until age 26. There will be an elimination of lifetime coverage limits, a high risk pool for those who have been uninsured for more than 6 months, and community health centers will start receiving money.

17. The bill creates a pathway for single payer.


Bernie Sanders57; provision in the Senate bill does not start until 2017, and does not cover the Department of Labor, so no, it doesn57;t create a pathway for single payer.


Obama told Dennis Kucinich that the Ohio Representative57;s amendment is similar to Bernie Sanders57; provision in the Senate bill, and creates a pathway to single payer. Since the waiver does not start until 2017, and does not cover the Department of Labor, it is nearly impossible to see how it gets around the ERISA laws that stand in the way of any practical state single payer system.

18 The bill will end medical bankruptcy and provide all Americans with peace of mind.


Most people with medical bankruptcies already have insurance, and out-of-pocket expenses will continue to be a burden on the middle class.
  • In 2009, 1.5 million Americans declared bankruptcy
  • Of those, 62% were medically related
  • Three-quarters of those had health insurance
  • The Obama bill leaves 24 million without insurance

  • The maximum yearly out-of-pocket limit for a family will be $11,900 (PDF) on top of premiums
  • A family with serious medical problems that last for a few years could easily be financially crushed by medical costs

" Arguing on the internet is like running in the special olympics................................ Even if you win, you're still retarded ":

Hmmmmm  posted on  2010-03-22   17:17:38 ET  Reply   Trace   Private Reply  


#3. To: Hmmmmm (#2)

I thank you greatly good sir or madam.

"One of the least understood strategies of the world revolution now moving rapidly toward its goal is the use of mind control as a major means of obtaining the consent of the people who will be subjects of the New World Order." K.M. Heaton, The National Educator

Original_Intent  posted on  2010-03-22   17:23:39 ET  Reply   Trace   Private Reply  


#4. To: christine (#2)

I don't know anything about tables, but it looked real good in preview.

Hope I didn't break the innernets.

" Arguing on the internet is like running in the special olympics................................ Even if you win, you're still retarded ":

Hmmmmm  posted on  2010-03-22   17:24:46 ET  Reply   Trace   Private Reply  


#5. To: Hmmmmm (#4)

whatcha mean? it's perfect. thank you. pm me and let me know what's new with you.

christine  posted on  2010-03-22   18:50:20 ET  Reply   Trace   Private Reply  


#6. To: christine, Hmmmmm (#0) (Edited)

The bill was written so that most WalMart employees will qualify for subsidies, and taxpayers will pick up a large portion of the cost of their coverage.

When this passes, it will become clear that Congress is no longer the sovereign of this nation. Rather, the corporations dictating the laws will be.

Barclays/Rothschild should be very happy.

Rothschild led Barclays Owns $1 Trillion in US Firm...

(Scoreboard Canada contributor posted June 30th, 2007)

As with many other illuminati and or Zionist fronts, a 'nice' sounding anglo name is used to mask a hideous reality - that the people behind the front are Zionists. The case with the well recognized and respected (to the extent that Banks deserve respect for anything good) name of Barclay is no exception. It is a name known throughout the world and is a historic banking institution of longstanding. SEE: more .

a) Began in 1690 in City of London;
b) Largest bank in the world in the 1930s; d) in the 1980s
it had more branches overseas than all major USA banks combined. - Obviously, no slouch in the money-lenders-in-the-temple business. See Further: more .

SOME BELIEVE THERE ARE LINKS TO MOSSAD *(unproven): Pls scroll down to 5. Sir Martin Wakefield Jacomb *(again veracity totally unproven) more . "Britain's Lord Carrington...key controller of the Mossad...long been associated with Barclays Bank... more .Barclays financial assistance allegedly props up the vile regime of Robert Mugabe in Zimbabwe. more .Mugabe = Mossad at more. (veracity of the 4 previous links is unproven and the reader must do their own analysis and research. **.)

Barclays is the 'First among equals' in ownership of shares of USA public traded firms:

Total amount in major companies owned by Barclays is $ ONE TRILLION USA DOLLARS - more . Many of the companies are of great significance in the USA : General Electric , Altria - the Tobacco giant , WalMart, ExxonMobil, Microsoft and so forth. Just to use these companies as examples - there are many more - one finds that they all are alleged to behave in very questionable activities from time to time: General Electric: more . Human Experiments using radiation. ExxonMobil: more Torture of Villagers in Aceh.

Microsoft: Bill Gates Foundation gives millions to International Planned Parenthood in China which runs the One-Child-Per-Family for the Reds. This often can include forced abortions and assaults against communities that resist implementation of the policy with violent thugs. Scroll down to comments: more and violence flairs again in China - an uprising in fact - over assaults on villagers by communist party thugs trying to force women to abort or retaliating against families that refuse. This is now common. more .

Altria - formerly Phillip Morris tobacco giant: Everyone knows the tobacco firms engaged in a vast, decades long pattern of lies and mass death to the consumers of their product. more .

Walmart: Vast corporate big brother internal spying and china slavery: more and more Again -These are a mere 5 of the companies that have as major owner Barclays... Protestors battle Altria or General Electric or whatever - yet never see the common thread running through all of them - Barclays and behind the Nazi Eagle Symbol of Barclays - more / more.

lies the HOUSE OF ROTHSCHILD:

BARCLAYS LEADER IS MARCUS AGIUS - more MARCUS AGIUS IS MARRIED TO KATHERINE ROTHSCHILD - more .

Katherine Rothschild is the daughter of "Edmond de Rothschild of the Rothschild Banking Family of England" : more .Among other things the whole natural wealth of the Canadian Province of Newfoundland was handed over to a consortium of companies from the UK led by Edmond de Rothschild - more

This is pretty much what is happening on a national scale in the USA when one thinks of the vast power - the absolute economic synergy - of having one family involved in the control or certainly INFLUENCE of so many firms that make up a large part of the daily life of the average USA citizen, most of who have never been allowed to hear of the Rothschilds in the controlled media.

FURTHER: Barclays is only ONE Rothschild linked entity. One must therefore imagine the effect of the numerous other corporate shells behind which hide the arch-illuminati overlords with that last name or their in-laws with different names. see: Atticus Capital: Nathaniel Rothschild non-executive Vice-Chairman owns major shares in ConocoPhillips , the NYSE , the Deutsche Bourse or german stock exchange and now the Bombay Stock Exchange more . ConocoPhillips is also owned heavily by Rockefeller Financial Services: more .

One and only one example of the far-reaching influence of this economic cancer: far left Senator Tom Harkin has his wife sit on the Board of ConocoPhillips - he forgot to add $200k in funds from this arrangement in his tax disclosure. scroll to bottom: more. The power in USA affairs is near absolute. Who else , just as an example sits on the Board of ConocoPhillips? Richard Armitage - arch neocon. more . Richard Armitage outed Valerie Plame as a CIA agent. more . What happened to Mr. Armitage for doing this? He was allowed to be the leader of a Homeland Security firm named Man Tech International as noted on the previous nndb link.

Man Tech International provides cyber security to US Embassies around the world. How does that happen with a company led by a man that allegedly leaks the names of CIA agents and gets caught? more t= or google Man Tech International Embassy Security . more or google Man Tech International Armitage. Neocon congressman Rick Renzi is in corruption trouble. more .His father Eugene Renzi is on the Board of Man Tech International - more .

Who is a major shareholder of Man Tech International using its Swiss and offshore island banks? Barclays - more .

CONCLUSION:

As the saying goes "for every hundred men hacking at the branches of the tree of evil, there is only one hacking at the roots". The branches are the corporate shells, Barclays, Altria, Walmart and so forth. THE ROOT OF THE EVIL IS NAMED ROTHSCHILD....

http://www.scoreboard-canada.com/babylon-barclays.htm

"...Who Controls What:
12/26/2007 - Northern Rock - "Fees Jamboree"
12/20/2007 - What's Hidden Behind Today's Financial News?
12/19/2007 - Des Moines Register VS Hillary
12/12/2007 - Des Moines Register VS Kucinich
12/04/2007 - NovaStar: Somebody Knows
11/23/2007 - Blackrock And The Superfund Family
11/21/2007 - Who Controls Our Major Mortgage Corporations?
11/03/2007 - Who Controls The Largest Investment Brokers?
10/30/2007 - Who Controls The Largest Money Center Banks?
10/21/2007 - Who Controls Companies Of The Dow Industrials?
10/12/2007 - Who Controls Companies Listed In HUI/XAU?
10/24/2006 - Who Controls Our Manufacturers?
10/16/2006 - Global Economic War!
10/15/2006 - Who Controls Our Mortgages?
10/11/2006 - Financial Services Forum
09/27/2006 - Who Controls Our Hospitals? [11/16]
09/26/2006 - Who Controls Our Health Care Companies? [11/16]
09/25/2006 - Who Controls The Drug Companies? [11/16]
09/22/2006 - Who Controls The [XAU] PHLX Gold/Silver Index?
09/22/2006 - Who Controls The [HUI] Amex Gold Bugs Index?
09/21/2006 - Who Controls Major TV Networks?
09/21/2006 - Who Controls Major Newspaper Companies?
09/21/2006 - Who Controls Our Major Oil/Gas Companies?
09/20/2006 - Who Controls Our Major U.S. Military Contractors?
09/19/2006 - Who Controls Our Largest Money Center Banks?
09/18/2006 - Who Controls Our Largest Investment Banks?
09/15/2006 - Who Controls The Dow Industrials?...."

greatreddragon.com

============

Hmmmmm .... could you tell us how you posted that table, please?

"...as long as there..remain active enemies of the Christian church, we may hope to become Master of the World...the future Jewish King will never reign in the world before Christianity is overthrown - B'nai B'rith speech http://www.biblebelievers.org.au/luther.htm / http://bible.cc/psalms/83-4.htm

AllTheKings'HorsesWontDoIt  posted on  2010-03-22   19:40:47 ET  Reply   Trace   Private Reply  


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