Title: To anyone who owns a house: Source:
[None] URL Source:[None] Published:Mar 31, 2011 Author:moi Post Date:2011-03-31 18:53:51 by Itistoolate Keywords:None Views:390 Comments:10
Do you have the ORIGINAL DEED?
I don't, so I checked at the County Office and all they have is a "copy".
That's a fairly common problem. The bank took the deed, at the time of a mortgage, and never returned it. If it was your bank and your mortgage, you should go to the bank. However, the US banks merged many mortgages and deeds into one financial instrument and sold it to get more money than they get in interest from the buyers.
Very few people have an 'original document.' Actually a new copy is created each time the property changes hands, which replaces the old copy, and each is recorded at the county courthouse. There are new buyers and sellers each time it changes hands.