What would happen if everyone declared bankruptcy? Or didn't pay their bills?
I once heard of a legal manuver called "Involuntary Bankruptcy" and even tried it once, but it got me into some big trouble. It lead to me getting a truck driving job with Vestal in Niangua, MO delivering stuff from Reckitt and Benkiser in Springfield, MO and bringing flowers back. It was a good gig and payed $750/week in cash. Wish I had some of it still. No idea if old Vestal is still alive.