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Title: Best Places in the World to Retire
Source: [None]
URL Source: http://by150w.bay150.mail.live.com/ ... 70-11e1-a90f-002264c1d38c&fv=1
Published: Feb 6, 2012
Author: staff of International Living
Post Date: 2012-02-06 07:07:32 by Tatarewicz
Keywords: None
Views: 169
Comments: 8

If you had $20,000 a month to retire on — you could live lavishly pretty much anywhere on the planet. But we’re interested in the places where you can live that lifestyle on one-tenth the budget...

Places where you can have a maid clean for you...hire a gardener... wake up to a view...have great health care, eat well, enjoy the finer things in life — for less than $2,000 a month. You may be surprised how many there are...

Months ago, our far-flung editors and in-country advisers began collecting all the data and details that inform our annual Retirement Index.

To compile it, we evaluate and rank countries around the world according to eight crucial categories: real estate, special retirement benefits, cost of living, ease of integration, entertainment and amenities, health care, retirement infrastructure and climate.

This is a qualitative assessment, based on real-world data gathered on the ground. For each category in our Index, we looked closely at what matters most to you when you’re considering an overseas retirement spot — everything from the price of bread to how easy it is to make friends or stay in touch with family.

We considered a vast range of data points, from the average humidity to the cost of a taxi. And with costs in mind, we examined prices for real estate, rentals, and utilities like water, electricity, and cable TV. We looked at costs for groceries, eating out, even specific medical procedures. We took into account what kind of discounts retirees can get on travel, taxes and entertainment. And we considered whether there were direct flights back home...how many and how long they are, too.

And we asked: What is the Internet like? Do you need a car? Can you catch a movie in English? Are the people friendly? Does it rain? In effect, we asked all the questions you should ask when you’re considering a retirement overseas. This year’s Top 19 foreign locations are listed below:

The Top 19 Retirement Destinations

Numbers and rankings don’t tell the whole story, of course. When it comes to relocating overseas, there is no such thing as “one size fits all.” So the staff and global correspondents of International Living also recorded a wide range of boots-on-the-ground testimonials from folks who have retired to these various foreign locales.

Take Daphne Newman, who lives in Caribbean Honduras. She’s spending just $1,400 a month to live yards from a white-sand beach on the island of Roatan. Only a three-hour flight from the US, English- speaking Roatan with its world-class reef just offshore, is an easy place to make friends and fit in. It lands mid-table in this year’s Index.

Jack Griffin and his wife Margaret have opted, by contrast, for city life in Nicaragua. When the stock market crashed and the value of their home in the States plummeted by 30%, they began to worry about how to fund their retirement. The final straw came with a 37% hike in their annual health-insurance premium. At age 60, they felt they deserved the retirement they had worked for all their lives, so they found a new home in Managua, the country’s capital.

Today their international medical insurance costs them 62% less than their policy did back home (yet their local hospital is internationally accredited and the doctors speak English). Retired now without money worries, they spend their days exploring, horseback riding, going to the beach or gym, and doing yoga. They have a full-time maid and a gardener and, says Jack, “We do it all for less than half the cost of a moderate lifestyle back home in Atlanta, Georgia.”

Chuck and Jamie Bilbe, ready to retire in Florida, found themselves in a situation similar to the Griffins’. “We were concerned that our retirement savings wouldn’t see us through, so we began looking overseas for a place where our ever-shrinking nest egg might last longer,” says Chuck. Now they live in Corozal, Belize, their cost of living is much lower than it was in the States, but that’s not the greatest appeal. What they say they like most is the Old-World lifestyle. “Like Florida in the 1950’s,” they say. “We’re eating better, sleeping better and enjoying social activity much more now than we did before.”

It’s not just destinations south of the States that appeal. Pam Griner Leavy and her husband Jim are just two of the more than 100,000 American expats living in France. They’re retired in Paris on a reasonable $3,149 a month. “There are so many things for free here, or reasonably priced...big-city life is good,” says Pam.

In Asia you can live comfortably for less than $1,000 a month on a powder-sand beach in Thailand. Up the budget just a bit and you can afford First-World comforts and conveniences in colonial Penang Island, Malaysia. Keith Hockton and his wife Lisa live there, where they rent a sea-view apartment for $1,000 a month — it comes with a shared pool and gym — and they eat out five nights a week, keep a small sailboat, enjoy cycling through the botanic gardens. Their total budget is $1,719 a month.

In Brazil, expats with $2,150 a month can live a block from the country’s best beaches in Fortaleza. In Boquete, Panama, Karl and Liz Parker need just $2,000 a month to fund their life in a place that provides lavish highland views in a near-perfect climate. Panama’s retiree-benefit program provides them discounts on nearly everything, too, which helps keep their costs down.

In Cuenca, Ecuador, Douglas Willis, his wife and two children live on just $1,000 a month. In Costa Rica’s Central Valley, Sharon and Lee Harris bought a townhouse in Heredia for $75,000, and pay only $40 a month for healthcare coverage as members of the Caja, the country’s excellent national healthcare system.

Wherever the locale they’ve chosen — beach, city, highland, valley — these expats all have one thing in common: They’re living the lives they’ve always wanted for much less than they ever dreamt they could.

This 2012 Retirement Index covers all the bases, revealing a wealth of choices when it comes to comfortable retirement living abroad. Choices you don’t have

The International Living Team for The Daily Reckoning

Click for Full Text!

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#1. To: Tatarewicz (#0)

But which of these places will welcome me AND my guns? :)


"[Ron Paul is] the only one who understands our problems. For the rest of them, it’s like a geography bee — name the country, and they want to fight them,” - Jason Nunn

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Critter  posted on  2012-02-06   9:06:08 ET  Reply   Trace   Private Reply  


#2. To: Critter (#1)

Amen.

There's the rub.

Break the Conventions - Keep the Commandments - G.K.Chesterson

Lod  posted on  2012-02-06   9:07:43 ET  Reply   Trace   Private Reply  


#3. To: Critter (#1)

But which of these places will welcome me AND my guns? :)

It is doubtful any of them would, at least not until and unless you jump through whatever hoops you have to to become a citizen of that country. And some of them probably don't allow private citizens to own guns at all (just a guess).

Liberty is not a means to a higher political end. It is itself the highest political end.    Lord Acton

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James Deffenbach  posted on  2012-02-06   9:12:57 ET  Reply   Trace   Private Reply  


#4. To: Critter (#1)

But which of these places will welcome me AND my guns? :)

Honduras. You will need to be pursuing citizenship, but that is not really a big issue. Then a permit. There are relatively few "police" in Honduras, there is the Policia Nacional, and some "metro", traffic cops, but I've only seen one incident of "traffic enforcement", and the cabbie really worked hard to get stopped. Businesses are protected by hired security, mostly prior military. Personal protection is up to the individual.

Luke The Spook Southeast Asian Wargames, Participant '65-'66

The IQ and the life expectancy of the average American recently passed each other in opposite directions. - George Carlin

Luke The Spook  posted on  2012-02-06   9:27:59 ET  Reply   Trace   Private Reply  


#5. To: Luke The Spook (#4)

Personal protection is up to the individual.

YAY!!!!


"[Ron Paul is] the only one who understands our problems. For the rest of them, it’s like a geography bee — name the country, and they want to fight them,” - Jason Nunn

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Critter  posted on  2012-02-06   9:35:59 ET  Reply   Trace   Private Reply  


#6. To: Critter (#1)

But which of these places will welcome me AND my guns? :)

None to few.

"Satan / Cheney in "08" Just Foreign Policy Iraqi Death Estimator

tom007  posted on  2012-02-06   9:39:16 ET  Reply   Trace   Private Reply  


#7. To: Critter, Lod (#1)

But which of these places will welcome me AND my guns? :)

It's not as bad as you might think in some of those places. Usually it's better to buy the guns there and the dealer can help get or provide any necessary permits. Let's look at a few of them

Belize - Best described as a buggy swamp populated by incorrigible Negroes, legal gun ownership is very difficult, even though home invasions of expats are common.

Brazil - Again difficult but small caliber pistols .32 and under and 20ga shotguns can be had legally, with some hoops to jump.

France - Yep, you can own guns in France but be prepared to jump "le hoop"

Panama - not sure

Ecuador - One of the best places in Latin America. When you by a pistol it comes with a CCW, recent law changes make owning semi auto rifles legal, locally produced guns can be bought like toasters, imported guns are pricey but available. Also note, In Ecuador you have the right to defend yourself with a gun in home invasions or robberies and stuff like that.

Aisian countries - I don't have a clue

Probably the best country in South America for gun ownership is Argentina. The last time I was there you could buy 9mm submachine guns for $200. You do need a permit but there the permits are issued by the military not the police and are easy to get and were $40 good for 3 or 4 years. Note you'll need a different permit for each type (not each weapon)of weapon you want to own and another permit if you want to reload.

Flintlock  posted on  2012-02-06   9:41:58 ET  Reply   Trace   Private Reply  


#8. To: Tatarewicz (#0)

Ozarks.

Serial killer psychopaths ruin families. Corporate psychopaths ruin societies -- Prof. Robert Hare

Turtle  posted on  2012-02-06   12:54:30 ET  Reply   Trace   Private Reply  


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