The BS letters that go out over his name are lame, but if you'll call him up, he'll give you some high-rated bond options to look at; and he'll call you up when something good is on his radar.
I'm not really interested in churning my IRA or brokerage account. I want the IRA liquid for the 72t early distributions which are keeping my company afloat in the shittiest economic conditions I've encountered in over 30 years in business. The cash in my brokerage account is automatically swept to checking as soon as dividends hit and pays the bills.
Even with all my crews & subs cut loose, I'm on track to bleed a quarter mil this year. Every time I turn the key in my work truck, I figure it costs me about 500 BernankBux.
If I was smart, I'd retire, but I ain't got much of a life outside of working so I guess I'll ride it down. As far as the economy goes, my outlook is really fatalistic. I just don't care anymore.