Your Search History Will Determine Your Financial Credit Score In Future, Says IMF In a new blog post for the International Monetary Fund, four researchers presented their findings from a working paper (read below) that examines the current relationship between finance and tech as well as its potential future. The researchers propose using the data from your browsing, search, and purchase history to create a mechanism for determining the credit rating of an individual or business.
The plan is outlined in a blog written by Arnoud Boot, Peter Hoffmann, Luc Laeven and Lev Ratnovski, pitching the Orwellian notion as a breakthrough in financial technology (Fintech).