Title: Any Opinions on Medicare Supplement vs. Advantage? Source:
the advantage commercials are wearing me out URL Source:[None] Published:Mar 23, 2021 Author:lod Post Date:2021-03-23 08:10:25 by Lod Keywords:None Views:471 Comments:20
Medicare Advantage is only for Los Pobres like me. The state pays my Medicare fee of $144 a month. I enroll in a plan of my choice and then pay through the nose every time I see a doctor or get a treatment. An Advantage plan just manages my Medicare charges for me.
If I had money, I don't think I would qualify for Medicare Advantage. If I had money, I would have to pay for my Medicare payment and pay for the Supplement. That would probably be more than my out of pocket expenses for last year which I had estimated to be more than $1,000 before Legal Aid would agree to take my case.
My case was taken. They had a lawyer call up the management of my building and tell them that they could not force to take that Pfizer shot (vaccine). They immediately backed down after the lawyer called.
My Medicare Part A card magically appeared in the mail a couple weeks before I turned 65. Right now I'm paying Mutual of Omaha $148/month for Supplement G, plus my SocSec is lowered by $100+/month for some reason.
Since I don't go to a doctor or use any prescription drugs, these Medicare Advantage plans seem to make some sense, but I don't know where's the "catch" with all their Zero Cost advertising.
“The most dangerous man to any government is the man who is able to think things out... without regard to the prevailing superstitions and taboos. Almost inevitably he comes to the conclusion that the government he lives under is dishonest, insane, intolerable.” ~ H. L. Mencken
Be thankful you don't have to deal with ObamaCare. After the 2019/2020 tax debacle, it took me two months to prove that I wasn't Donald Trump because of that stupid trust fund that went to me and my estranged sister after my younger sister died in late 2019. I was always told that it was supposed to revert back to the government when she passed.
Actually, my half pretty much did by the time I had to pay back all my ObamaCare spiff and the additional income taxes. That tragedy is why I had to get a tax accountant. Christa had to do my taxes twice for 2019 on top of me doing TurboTax initially. This year's taxes were a breeze with her. I sent her and her support gals flowers and chocolates. I got a really nice thank you card back from her and the gals and Bob, whoever the hell he is. Confidence is high that if one of them really believes that I'm a nice of guy that Christa made out in her note and shows up on my doorstep, it'll be Bob. Maybe I should broaden my horizons, but I've got a wee bit of a problem with that.
Anyway, the latest disaster du jour with my identity started when the state sent me a postcard a couple weeks ago telling me my driver's license is about to expire. Evidently, IN/FedGoob requires a "Real ID" now. I'm having a hard time getting the required docs around. They're requiring a birth cert and SS card plus other "proof of residence."
I finally found my birth cert, it was issued in 1979 which is damned odd. I don't remember, but it might have had something to do with a company that I contracted with about that time. My SS card has been MIA for over 40 years. Even SSA says you don't need it as long as you know the number, until now, I guess. They sent me an email today saying I should have it in 5-7 business days if my dreadlocked postman keeps his shit together long enough to get it in my mailbox rather than someone else's.
The final bugaboo may be proving my "gender." It's not listed on my BC, and my expiring DL or USoA FAA Pilot's License aren't acceptable proof of ID/gender. I've got a pretty good idea how to "prove my gender," I just hope it's not cold that day. It's always something with those people.
The light that burns twice as bright, burns half as long. - Dr. Eldon Tyrell
Godfrey Smith: Mike, I wouldn't worry. Prosperity is just around the corner. Mike Flaherty: Yeah, it's been there a long time. I wish I knew which corner. My Man Godfrey (1936)
Lowering Social Security is how you pay for your Medicare premium. If you qualified for Medicare Advantage, you should take it because you won't have all those c0-pays and deductibles. But your income might be too high as you don't qualify for state assistance to pay your Medicare premium.
“The most dangerous man to any government is the man who is able to think things out... without regard to the prevailing superstitions and taboos. Almost inevitably he comes to the conclusion that the government he lives under is dishonest, insane, intolerable.” ~ H. L. Mencken
Yeah, mine too. I remember Mom had some kind of Medicare supplement, but I'll be damned if I can remember the details.
The light that burns twice as bright, burns half as long. - Dr. Eldon Tyrell
Godfrey Smith: Mike, I wouldn't worry. Prosperity is just around the corner. Mike Flaherty: Yeah, it's been there a long time. I wish I knew which corner. My Man Godfrey (1936)
The final bugaboo may be proving my "gender." It's not listed on my BC, and my expiring DL or USoA FAA Pilot's License aren't acceptable proof of ID/gender. I've got a pretty good idea how to "prove my gender," I just hope it's not cold that day.
You gotta be shitting me. What if you haven't made up your mind yet ? Or what if you feel like a troglodyte on Mondays but a very macho super soldier on Tuesdays ? I mean what the fuck ??? It's in the Consti-stupid ain't it ?
"And have no fellowship with the unfruitful works of darkness, but rather reprove them. "
Every county that Trump won should be declared a Conservative American sanctuary county !
I got lucky on my DL renewal a few years back, after driving while expired for quite some time. My truck registration was due so I did that online. At the end of that up popped a box asking if I wanted to renew my DL!
I filled it out and checked the box "Nothing Has Changed", paid thirty or forty bucks and two weeks later got a neat new license good for six years.
My one "win" over .gov, ever, just checked and it's good through 10/23. It may outlast me...
“The most dangerous man to any government is the man who is able to think things out... without regard to the prevailing superstitions and taboos. Almost inevitably he comes to the conclusion that the government he lives under is dishonest, insane, intolerable.” ~ H. L. Mencken
I wish I was. If I have to whip out my punky, they'll never know who I am because I'm sure being masked-up is mandatory. I'll wear a rubber just to make sure I don't leave any peckerprints.
The light that burns twice as bright, burns half as long. - Dr. Eldon Tyrell
Godfrey Smith: Mike, I wouldn't worry. Prosperity is just around the corner. Mike Flaherty: Yeah, it's been there a long time. I wish I knew which corner. My Man Godfrey (1936)
I got lucky on my DL renewal a few years back, after driving while expired for quite some time. My truck registration was due so I did that online. At the end of that up popped a box asking if I wanted to renew my DL!
I filled it out and checked the box "Nothing Has Changed", paid thirty or forty bucks and two weeks later got a neat new license good for six years.
My one "win" over .gov, ever, just checked and it's good through 10/23. It may outlast me...
That's the way it worked for me last time, it may have only been four years though.
I'll guarandamntee you that this will be my last ride come Hell or high water.
40 or so years ago some of that hardware and the noises it made was a bit startling at first. You adapted pretty quickly. 15 or so years ago, I was really taken aback when I had to go down into the France Stone quarry and approach a fella in one of those 3 story tall Cat dump trucks to get a bucket of gravel for a job I was working on. They probably thought that I was going to shit myself. Those kind of pranks would probably land you in prison nowadays. I adapted pretty quickly, but I've never encountered ground-based vehicles that large with staircases welded on the front. Aircraft never bothered me. Weird.
The light that burns twice as bright, burns half as long. - Dr. Eldon Tyrell
Godfrey Smith: Mike, I wouldn't worry. Prosperity is just around the corner. Mike Flaherty: Yeah, it's been there a long time. I wish I knew which corner. My Man Godfrey (1936)
I despise AARP, but thank you very much for the most cogent/coherent information that I've seen. Appreciate the linkage.
“The most dangerous man to any government is the man who is able to think things out... without regard to the prevailing superstitions and taboos. Almost inevitably he comes to the conclusion that the government he lives under is dishonest, insane, intolerable.” ~ H. L. Mencken
I'm too young to know what y'all are talking about, but I'll add this as an aside:
Recently I've read more than once that only 8% of Americans have no "health coverage", and by that I know the author means medical expense insurance.
Is the number of medical-uninsured people really that low? Obamacare spectacularly priced me out of the market; the minimum "brass" plan for me and StraitWoman would cost over $14,000/year in premiums, and it would have a $14,000 annual deductible. Then it would pay only a paltry percentage -- 50-70% of most type expenses -- and/or in many cases with a capacious co-pay. That's $28,000/year before it even kicks in, and even then then the kick ain't nothin' to shoot the mule over.
There have to be more people like me -- too rich to get insurance for free, and too poor to afford to buy it. ???
When .25M household income is more than 95% of all households, you know that things are not good for many people.
“The most dangerous man to any government is the man who is able to think things out... without regard to the prevailing superstitions and taboos. Almost inevitably he comes to the conclusion that the government he lives under is dishonest, insane, intolerable.” ~ H. L. Mencken
There have to be more people like me -- too rich to get insurance for free, and too poor
to afford to buy it. ???
That's the plan, man ! Uncle Sambo has it all figured out.
The solution is to eat right and rely upon the good graces of God and don't get sick. The best insurance is to trust God all the way and stop fretting over the small shit (not that 14k/yr is small shit).
Purchasing insurance is just another way of telling the ALMIGHTY creator of all things that you don't trust Him, but you trust the fuck heads that have every intention of killing you !
The thing about faith is that you have to first employ it to find out if it works. It does, I tried it.
"And have no fellowship with the unfruitful works of darkness, but rather reprove them. "
Every county that Trump won should be declared a Conservative American sanctuary county !
That's the plan, man ! Uncle Sambo has it all figured out.
I know you're not big on taxes, I'm not allowed that latitude. I do the best that I can to keep my AGI ~$20,000/yr. It's weird, state always takes more than the fed.
Ya ever get in my hood, drive slow, my street will scrape the balls off an M1A1 Abrams. Essoistan. I like it!
The light that burns twice as bright, burns half as long. - Dr. Eldon Tyrell
Godfrey Smith: Mike, I wouldn't worry. Prosperity is just around the corner. Mike Flaherty: Yeah, it's been there a long time. I wish I knew which corner. My Man Godfrey (1936)
I'd bet that I have heard that song (The Unforgiven) a thousand times and never knew the lyrics. I guess I didn't pay attention until this morning, and I actually wanted to cry but it seems I've run out of tears. Maybe it's because I've become a dried out old prune or maybe I've cried enough already.
I remembered that you had posted the song above (Nothing Else Matters) awhile ago and it played right after The Unforgiven (on youtube), and I had to recommit to fight against the self serving cocksuckers that have taken it upon themselves to be the deciders and destroyers of everyone else's life choices. I think, if anything I have always known this but more in a subconscious way that made me a rebel that focused my angst on the people forcing their guidelines down everyone's throat without focusing my attention enough on the issues of hate that the self glorifying assholes project onto us through assorted avenues of education and propaganda.
Next thing you know you're doing push-ups in fatigues, going home for 30 days possibly to enjoy your last moments with friends and family before shipping out to some remote shit hole where bullets fly and bombs burst in the air and you'll not get a good night's sleep for a year or maybe ever. What the fuck is wrong with us ? In the Bible it speaks of man's heart waxing cold, and I truly believe we've reached that point.
Deep down I hate these elitist death merchants and what they do to a beautiful world and its people just to make a buck at someone else's expense which it seems is never enough. I'm not opposed to war when it's absolutely unavoidable but we all know that's generally not the case. And at some point in a man's life he should be set free from the ever encroaching perpetually pilfering system created by the ancestors of the current pussies that inherited it.
Thanks for the songs, next time post the lyrics version ! Hahaha !
"And have no fellowship with the unfruitful works of darkness, but rather reprove them. "
Every county that Trump won should be declared a Conservative American sanctuary county !