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Title: What are people doing about the cost of medical insurance?
Source: [None]
URL Source: [None]
Published: Mar 11, 2007
Author: me
Post Date: 2007-03-11 10:26:59 by Jethro Tull
Keywords: None
Views: 4567
Comments: 72

My daughter and son-in-law are contemplating a move and a change in life style. They're in NJ and the corporate rat race is insane. Together they make good money, more than $120k, but they still find the cost of living here ridiculous. Their plan is to downsize and change careers. With a 2-year old son, their major concern is medical insurance. I can’t believe the quotes for private medical insurance they’re received.

Two questions: 1) does anyone know a decent plan that isn’t a budget buster, and 2) what is the answer to this insanity?

Thanks in advance for any suggestions.

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Begin Trace Mode for Comment # 10.

#3. To: Jethro Tull (#0)

I'm getting gouged for now, but Illinois is putting in a statewide plan that would cost me about $260 a month for decent coverage for me and my daughter, with rather high copays. Assuming it passes, it should go into effect by the fall. Cali and Mass have similar plans. In essence, they're single payer plans and the state negotiates for lower prices. Needless to say, there's a lot of opposition, but the Dems here control everything now. And they favor it.

Mekons4  posted on  2007-03-11   10:50:17 ET  Reply   Untrace   Trace   Private Reply  

I am for it. What really bugs me, and my medical friends, are the dodos who get a cold and a sore throat and go to the Doc. When I (very rarely) am in a waiting room I look around to see who really needs to be there. Half or less. The rest are fools who have nothing to do and want some attention from an important guy in a white coat.

And the citizens pay and pay and pay.

tom007  posted on  2007-03-11   10:56:07 ET  Reply   Untrace   Trace   Private Reply  

What really bugs me, and my medical friends, are the dodos who get a cold and a sore throat and go to the Doc. When I (very rarely) am in a waiting room I look around to see who really needs to be there. Half or less. The rest are fools who have nothing to do and want some attention from an important guy in a white coat.

A CFO of a local hospital once told me that he was of the opinion that 85 PER CENT of the "patients" that come to the emergency room could have treated their maladies at home. You are correct that many are just seeking attention from someone they perceive as an "expert".

who knows what evil  posted on  2007-03-11   11:05:42 ET  Reply   Untrace   Trace   Private Reply  

#13. To: who knows what evil (#10)

You are correct that many are just seeking attention from someone they perceive as an "expert".

I'm sure you are right to a certain degree, but the law pays a large part as well. For instance, if you do not have medical insurance, a doctor working in a practice can demand payment right then and there. A doctor working in an ER is required by law to see a patient, whether they can pay or not, or whether it's a real emergency or not.

It would be nice if an ER doctor could demand payment from a non-emergency patient, or better yet, be able to tell the patient "mam/sir, I'm sorry but this is not an emergency. You need to go and see your family physician.

Of course you still have the cost of regulation and paperwork as well as the practices of the AMA to deal with, but being able to charge and turn away non- emergency patients from the ER would lower prices.

F.A. Hayek Fan  posted on  2007-03-11 11:19:02 ET  Reply   Untrace   Trace   Private Reply  

A CFO of a local hospital once told me that he was of the opinion that 85 PER CENT of the "patients" that come to the emergency room could have treated their maladies at home. You are correct that many are just seeking attention from someone they perceive as an "expert".

Just what th insurance companies, doctors, and hospitals want you to beleive as the reason for high medical insurance costs and medical treatment costs. The real culprit is GREED plain and simple.

We were all told to turn our thermostats down to a lower temperature to save natural gas/home heating oil and guess what. As we used less, the profits dwindled and we saw the doubling, trippling, and even higher prices. Price goughing!!!! This holds true for many othr products and services as well including auto insurance. Those in control are gonna get theirs| regardless of what we do.

Afterall, doctors, hospital administrators, and insurance CEO's gotta have their big Mercedes, multi-million dollar homes, vacation hide-a-ways They are the elites or at least think they are.

I believe they also see the high salaries of pro sports figures and somehow believe they are being shortchanged and opt to bankrupt the masses, the very same people who foolishly put those athletes on a pedistal and pay those exorbinant fees to attend sporting events. The average Joe Bagofdonuts is his own worst enemy.

When the bottom finally falls outta everything and total bankruptcy becomes the norm, things may get better. Until then, as long as you got a buck in your pocket they'll find a way to get it from you. Now we can really see there is a real validity to the term sheeple in Amerika. Apparently we love getting sheard.

LACUMO  posted on  2007-03-11 12:41:46 ET  Reply   Untrace   Trace   Private Reply  

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