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Title: What are people doing about the cost of medical insurance?
Source: [None]
URL Source: [None]
Published: Mar 11, 2007
Author: me
Post Date: 2007-03-11 10:26:59 by Jethro Tull
Keywords: None
Views: 2710
Comments: 72

My daughter and son-in-law are contemplating a move and a change in life style. They're in NJ and the corporate rat race is insane. Together they make good money, more than $120k, but they still find the cost of living here ridiculous. Their plan is to downsize and change careers. With a 2-year old son, their major concern is medical insurance. I can’t believe the quotes for private medical insurance they’re received.

Two questions: 1) does anyone know a decent plan that isn’t a budget buster, and 2) what is the answer to this insanity?

Thanks in advance for any suggestions.

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Begin Trace Mode for Comment # 2.

#2. To: Jethro Tull (#0)

Two questions: 1) does anyone know a decent plan that isn’t a budget buster, and 2) what is the answer to this insanity?

Great question. I don't think there is a good answer. I have a good friend who is in the heart diagnostic biz, he knows his stuff. His father had some kinda procedure, he knew exactly what it was, and billed the insurance company $650.

He couldn't believe it, called the insurance company and told them $100 was more than fair for the procedure.

The insurance company didn't care, didn't know and paid the $650.

Something is really rotten in the industry, and I think it started thirty years ago when the insurance companies became masters of the medical community.

We have a $10,000 deductable Health Savings Account, for $350/month, family of four.

To add to the insults, a few years ago Colorado allowed auto insurers to drop medical accident coverage from the auto policies, one of the most significant venues for people to have unexpected life wrecking medical bills. Ask me if the insurance rates dropped after being relieved from this huge liability.

And bankruptcy now is not an option, so you work until you die just to pay the interest on you medical costs if you are ever involved in any medical problem bigger than the flu.

The system loves the citizens in the same manner a wolf loves a flock of sheep.

tom007  posted on  2007-03-11   10:39:33 ET  Reply   Untrace   Trace   Private Reply  

#9. To: tom007 (#2) (Edited)

Something is really rotten in the industry, and I think it started thirty years ago when the insurance companies became masters of the medical community.

Insurance Companies, like banks, doctors, lawyers and corporate swindlers write the laws and bilk the public at will.

Hospitals and doctors should have to operate under market forces just like everyone else.

Insurance buyers, like taxpayers feed the slush funds that the elites gorge themselves with ... keep up the good work.

noone222  posted on  2007-03-11 11:03:17 ET  Reply   Untrace   Trace   Private Reply  

He couldn't believe it, called the insurance company and told them $100 was more than fair for the procedure.

The insurance company didn't care, didn't know and paid the $650.

Indeed it is a f'n racket.

My mom had neck surgery a couple of years ago and they provided her with a neck brace. I just happen to be looking over the billing statements and notice they charged her $380 for this device.

I went to the web and found I could buy the exact same brace for $49.95.

Nope, the system is broken and something will have to be done as more and more employers are dropping coverage and the number of uninsured climbs.

Brian S  posted on  2007-03-11 13:12:30 ET  Reply   Untrace   Trace   Private Reply  

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