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Title: What are people doing about the cost of medical insurance?
Source: [None]
URL Source: [None]
Published: Mar 11, 2007
Author: me
Post Date: 2007-03-11 10:26:59 by Jethro Tull
Keywords: None
Views: 2799
Comments: 72

My daughter and son-in-law are contemplating a move and a change in life style. They're in NJ and the corporate rat race is insane. Together they make good money, more than $120k, but they still find the cost of living here ridiculous. Their plan is to downsize and change careers. With a 2-year old son, their major concern is medical insurance. I can’t believe the quotes for private medical insurance they’re received.

Two questions: 1) does anyone know a decent plan that isn’t a budget buster, and 2) what is the answer to this insanity?

Thanks in advance for any suggestions.

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Begin Trace Mode for Comment # 41.

#21. To: Jethro Tull (#0)

Canada? NZ? Australia? Ireland? UK?

Seriously.

Could just one of them work for a big enough corp or state or county govt, so they have reasonably priced insurance? My daughter's last raise went straight to increased insurance costs. It's outrageous. She and her two children are very healthy. When I heard how much they take from her paycheck for only an average HMO, I suggested she call around for private quotes. No good news, it's insane. We have a shaky economy with significant competition for employment, ever rising gas prices, while the govt sells our children's future to pay for an unholy war, and now health insurance has skyrocketed.

They continue to herd us; to escape means taking risks.

robin  posted on  2007-03-11   11:31:53 ET  Reply   Untrace   Trace   Private Reply  


#25. To: robin, Burkeman1, tom007, scrapper2 (#21)

We have a shaky economy with significant competition for employment, ever rising gas prices, while the govt sells our children's future to pay for an unholy war, and now health insurance has skyrocketed.

Yet all this money is being poured into Homeland Security, and the talking heads on the radio tell us our economy is in great shape, and our unemployment rate is something like 4.7%. I heard Michael Reagan going on about our great economy the other day.

Where is all that money for the war and Homeland Security coming from?

I don't get it.

Diana  posted on  2007-03-11   11:40:56 ET  Reply   Untrace   Trace   Private Reply  


#31. To: Diana (#25)

Where is all that money for the war and Homeland Security coming from?

I don't get it.

The future. Basically being put on the US credid card. So much for the "conservative" republicans.

Inflation is the only way out, so fixed income folks are screwed.

tom007  posted on  2007-03-11   12:11:28 ET  Reply   Untrace   Trace   Private Reply  


#41. To: tom007 (#31)

The future. Basically being put on the US credid card. So much for the "conservative" republicans.

I have heard that this country is in debt, like a person who has maxed out their credit cards. If that is the case, then is our govt getting futher into debt, borrowing money from somewhere, spending money they don't really have to pay for this war and their many govt programs associated with their war on terror?

I was confused the other day when Michael Reagan said that our economy is in great shape, better than ever. Because I know this whole war thing is costing a lot of money, though a select few such as armament and oil companies might be making some profit from it though they are private industry.

I know Micheal Reagan is most likely lying, as neocons see nothing wrong with dishonesty and will tell the people anything to suit their agenda.

Also this unemployment rate of 4.7% strikes me as odd, as there is so much competition for jobs and wages are very low.

So what is going on? Is it true then that our country is in fact broke, and all this money is like spending credit cards, borrowing from somewhere, and if so, where?

And what happens then when it can no longer continue?

I just wonder what is going to happen. At least where I live there are jobs because no one in their right minds (except for non-conformists like me) would want to live in a place that has no amenities, and is not connected to the highway system.

I have to wonder if the neocons are looting this country like the Oligarchs did to Russia under Yeltsin. And when it can no longer continue, then what? I guess it's good that I'm living this life-style now as I'm in practice for doing without a lot of material goods. We don't even have cell phones out here, and internet, dial-up is $50, high- speed internet is $100 a month, as is cable tv. So I have no tv and only dial-up internet. And as you know most the meat I get is salmon and moose which we get free from the land, and is much healthier anyway.

I just don't understand how they can continue to spend so much money that apparently does not exist.

Diana  posted on  2007-03-11   13:17:33 ET  Reply   Untrace   Trace   Private Reply  


Replies to Comment # 41.

#44. To: Diana (#41)

So what is going on? Is it true then that our country is in fact broke,

Yes, it is true.

From the Federal Reserve. The FR is NOT part of our government, it is a privately owned banking corporation (foreign owned, no less). They print the "money" and government borrows it from them. Then our income tax proceeds (what's left after the expenses of running the tax collection agency are taken off the top) go directly to payment of interest on that loan. That interest is now so much that there is no way of even beginning to pay down the principal.

Notice I put the word money in quotations above? The reason is because they aren't printing MONEY, they are printing Federal Reserve NOTES. There is a HUGE difference!!!

By making the proclamation on each "bill" that it is a NOTE, they change the legal status of that instrument. I have explained this in several threads, but you may have missed it, so I'll re-explain it here (apologies to those that have seen this - I don't intend to be redundant, but I'm sure that there are those that have missed it):

Let's say you write a note to the George (the owner of your local grocery store). The note says:
George, please let Sally (your neighbor) get a gallon of milk and a loaf of bread for me, and I'll pay you for it the next time I'm in the store.
Diana

You hand the note to Sally, and she runs to the store and gives George the note. George knows you, and that you're an honorable person; so he gives the milk and bread to Sally. Now Sally has the milk and bread, and is on the way back to your house with it.
Legal question - at this given moment in time, who is the legal owner of the milk and bread? Is it:
(A) George, since he has not yet been "paid" for the goods?
(B) Sally, since she is the one in possession of the goods at the moment?
(C) You, since you are the one that made (or issued) the note?

The correct answer (and what EVERY judge in the nation will rule) is (C), YOU are the legal owner.
George USED to be the owner, but relinquished his rights of ownership when he accepted the note and gave the goods to Sally.
Sally is merely an agent acting on YOUR behalf. Granted, she may have some "equitable interest" in the goods (you may give her a quart of the milk for her going after it), but it doesn't legally belong to her.
You are the legal owner. You are the issuer of the NOTE - the "promise to pay".

This is crucial to understanding the scam we are involved in. Since all our "money" is nothing more than a NOTE issued by the FR, the reality is that everything we (the agents) purchase with those notes is OWNED by the FED!!!!! Sure, they may allow us "use" of those purchases (equitable interest), BUT actual OWNERSHIP is solely theirs!!!

What happens when this is no longer "sustainable" is that we're screwed. It's also why whenever possible, it's far better to use trade and barter as opposed to using FRNs.

innieway  posted on  2007-03-11 14:24:53 ET  Reply   Untrace   Trace   Private Reply  


End Trace Mode for Comment # 41.

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