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Title: What are people doing about the cost of medical insurance?
Source: [None]
URL Source: [None]
Published: Mar 11, 2007
Author: me
Post Date: 2007-03-11 10:26:59 by Jethro Tull
Keywords: None
Views: 4627
Comments: 72

My daughter and son-in-law are contemplating a move and a change in life style. They're in NJ and the corporate rat race is insane. Together they make good money, more than $120k, but they still find the cost of living here ridiculous. Their plan is to downsize and change careers. With a 2-year old son, their major concern is medical insurance. I can’t believe the quotes for private medical insurance they’re received.

Two questions: 1) does anyone know a decent plan that isn’t a budget buster, and 2) what is the answer to this insanity?

Thanks in advance for any suggestions.

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Begin Trace Mode for Comment # 51.

#49. To: All (#0)

Thanks for the feed back, guys. It seems lots of people are in the same boat, unfortunately. I've forwarded my daughter some info received here that will be helpful. Thanks again.

Jethro Tull  posted on  2007-03-11   18:52:39 ET  Reply   Untrace   Trace   Private Reply  

Consumers Reports evaluated different health insurance companies in their October 2001 issue - available at all public libraries - though 5 years old, the info about their top recommendations and why the companies were chosen as the top in HMO's ( for example) might still be applicable today.

Consumers Reports have also done some shorter more up-to-date articles regarding health insurance - for example -

http://www.consumerreports.org/cro/cu-press- room/pressroom/eng0509hlh.htm? resultPageIndex=1&resultIndex=7&searchTerm=health%20insurance

"CONSUMER REPORTS® RATES HEALTH INSURANCE PLANS BASED ON HUGE READER SURVEY"

CR Ratings and Recommendations:

For HMOs, Kaiser Permanente, Northwest (OR,WA), and Capital District Physicians Health Plan (NY) topped our charts in this report as well as in 2003 and received consistently high marks for billing and customer service.

For PPOs, Blue Cross Blue Shield plans dominate the top 10 as they did in 2003. Most of these plans had very good scores for choice of doctors.

For more detail:

http://www.consumerreports.org/cro/health-fitness/health-care/hmos-vs- ppos- 905/ratings/hmos/index.htm

scrapper2  posted on  2007-03-11   19:29:26 ET  Reply   Untrace   Trace   Private Reply  

#52. To: scrapper2 (#51)

Thanks scrapper. I'm nearly 100% certain any presidential candidate who dangles "Hillary Care" in front of the public in '08 will have a winning issue.

Jethro Tull  posted on  2007-03-11 19:41:40 ET  Reply   Untrace   Trace   Private Reply  

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