[Home]  [Headlines]  [Latest Articles]  [Latest Comments]  [Post]  [Sign-in]  [Mail]  [Setup]  [Help] 

Status: Not Logged In; Sign In

Conspiracy Connections (Must Watch) Tucker Carlson David Collum DeSantis sends Lt. Gov to bring illegal migrant back to Florida to face charges for crash killing 3 Authorities Hit White Man Who Was Savagely Beaten During Cincinnati Brawl with a Criminal Charge Cash Jordan: Illegals PLUNDER Denver… Walgreens Shuts 13 Stores 2026 Year without a summer Daniela Cambone: Marc Faber Weighs 100% All-In Gold Play Trump ‘running circles’ around world leaders as weak Starmer in ‘spotlight’ for failing the UK Trump Demands Fed Governor "Must Resign Now" Over Mortgage Fraud Probe African Countries Can't Practice Maintenance How a Fake Engineer DESTROYED South Africa’s Railway System Israel DEMANDS X Remove Posts and X COMPLIES Cash Jordan: 19 Supermarkets FLEE Washington... "It's WORSE Than Venezuela" Capital faces federal probe after police accused of falsifying crime data China’s Quantum Radar COULD EXPOSE Every U.S. Submarine on Earth Coming soon External Debt By Countries 2025 (MUST SEE) Future Headline A Palestinian beauty queen will take part in the Miss Universe pageant later this year Mamdani's "Affordability" Agenda Could Be Extremely Costly Restoring Law & Order In Crime-Ridden Cities May Be Key To Resolving Affordability Crisis Cash Jordan: Moped 'Army' TERRORIZES DC... Trump ERASES 'Entire UBER Workforce' in 23 Hours CAMPI FLEGREI SUPERVOLCANO. BUBBLING BEACH WATER Aid To Ukraine Can Never Be Audited Texas Vaccine Exemption Requests Spike 36 Percent Cash Jordan: Angry Voters TRASH Migrant Shelter… ‘Forcibly Deporting’ Every Single Illegal Bud Light Considers Tapping Sydney Sweeney To Rehab Tarnished Image Are Environmental Toxins Lower in Wild-Caught or Farmed Fish? British Army Colonel: Civil War Is Coming New GPS Data Reveals Exactly Who Showed Up At White House Protests

All is Vanity
See other All is Vanity Articles

Title: What are people doing about the cost of medical insurance?
Source: [None]
URL Source: [None]
Published: Mar 11, 2007
Author: me
Post Date: 2007-03-11 10:26:59 by Jethro Tull
Keywords: None
Views: 4629
Comments: 72

My daughter and son-in-law are contemplating a move and a change in life style. They're in NJ and the corporate rat race is insane. Together they make good money, more than $120k, but they still find the cost of living here ridiculous. Their plan is to downsize and change careers. With a 2-year old son, their major concern is medical insurance. I can’t believe the quotes for private medical insurance they’re received.

Two questions: 1) does anyone know a decent plan that isn’t a budget buster, and 2) what is the answer to this insanity?

Thanks in advance for any suggestions.

Post Comment   Private Reply   Ignore Thread  

Begin Trace Mode for Comment # 55.

#49. To: All (#0)

Thanks for the feed back, guys. It seems lots of people are in the same boat, unfortunately. I've forwarded my daughter some info received here that will be helpful. Thanks again.

Jethro Tull  posted on  2007-03-11   18:52:39 ET  Reply   Untrace   Trace   Private Reply  

Consumers Reports evaluated different health insurance companies in their October 2001 issue - available at all public libraries - though 5 years old, the info about their top recommendations and why the companies were chosen as the top in HMO's ( for example) might still be applicable today.

Consumers Reports have also done some shorter more up-to-date articles regarding health insurance - for example -

http://www.consumerreports.org/cro/cu-press- room/pressroom/eng0509hlh.htm? resultPageIndex=1&resultIndex=7&searchTerm=health%20insurance

"CONSUMER REPORTS® RATES HEALTH INSURANCE PLANS BASED ON HUGE READER SURVEY"

CR Ratings and Recommendations:

For HMOs, Kaiser Permanente, Northwest (OR,WA), and Capital District Physicians Health Plan (NY) topped our charts in this report as well as in 2003 and received consistently high marks for billing and customer service.

For PPOs, Blue Cross Blue Shield plans dominate the top 10 as they did in 2003. Most of these plans had very good scores for choice of doctors.

For more detail:

http://www.consumerreports.org/cro/health-fitness/health-care/hmos-vs- ppos- 905/ratings/hmos/index.htm

scrapper2  posted on  2007-03-11   19:29:26 ET  Reply   Untrace   Trace   Private Reply  

Thanks scrapper. I'm nearly 100% certain any presidential candidate who dangles "Hillary Care" in front of the public in '08 will have a winning issue.

Jethro Tull  posted on  2007-03-11   19:41:40 ET  Reply   Untrace   Trace   Private Reply  

m nearly 100% certain any presidential candidate who dangles "Hillary Care" in front of the public in '08 will have a winning issue.

No kidding.

Might suggest they look into Medical Savings accounts w/ a high deductable. Allow you to put up to 5250 $ into a nontaxed account to be used for medical issues. So you can reduce your taxable income by either the deductable amount up $5250, put that cash into an Medical Savings Account, whose income is NOT taxable.

When you have a medical issue, you can withdraw that $$ for payment totally untaxed. The provisions for a medical issue are fairly liberal, eyeglasses, travel to recieve special treatment etc, but not cosmetic or choice treatments.

If you are healthy for a few years, the $$$ in the MSA can easily overtake the high deductable of the policy.

Also, by being in an insurance system you buy medical treatments wholesale rather than retail, as noted somewhere above.

Prolly the best bet in the current enviroment.

tom007  posted on  2007-03-11   19:55:27 ET  Reply   Untrace   Trace   Private Reply  

Might suggest they look into Medical Savings accounts w/ a high deductable. Allow you to put up to 5250 $ into a nontaxed account to be used for medical issues. So you can reduce your taxable income by either the deductable amount up $5250, put that cash into an Medical Savings Account, whose income is NOT taxable.

Yes, excellent recommendation - especially for younger families where everyone is pretty healthy.

The only down side is keeping track of the paper trail - which is imperative. In fact, if your daughter is not too organized, Jethro, what with keeping track of a little on the go 2 year old, it would be wise to buy her a photocopy machine as a gift for the home if she and her husband choose this health savings account option, so she is sure to keep copies of every health bill for her family's records.

scrapper2  posted on  2007-03-11   20:06:47 ET  Reply   Untrace   Trace   Private Reply  

        There are no replies to Comment # 55.

End Trace Mode for Comment # 55.

Top • Page Up • Full Thread • Page Down • Bottom/Latest

[Home]  [Headlines]  [Latest Articles]  [Latest Comments]  [Post]  [Sign-in]  [Mail]  [Setup]  [Help]