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Neocon Nuttery
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Title: America’s broken health insurance system (MALKIN ON MD HEALTH INSURANCE IN 2004)
Source: michellemalkin.com
URL Source: http://michellemalkin.com/2004/08/2 ... roken-health-insurance-system/
Published: Aug 27, 2004
Author: Michelle Malkin
Post Date: 2007-10-10 14:55:18 by aristeides
Keywords: None
Views: 1562
Comments: 33

America’s broken health insurance system

By Michelle Malkin • August 27, 2004 07:29 AM

Paul Krugman has a column in today’s New York Times decrying America’s health care system. He supports–surprise!–a single payer approach.

I have commented before on the problems with central planning in health care. I certainly am not convinced that a government-run system is the answer, but I do agree with Krugman that there are serious problems with our health insurance system, particularly in the market for individually-purchased (non-group) coverage.

After my husband quit his job earlier this year (to become a full-time stay-at-home dad), we had a choice. We could either buy health insurance from his former employer through a program called COBRA at a cost of more than $1,000 per month(!) or we could go it alone in Maryland’s individual market. Given our financial circumstances, that “choice” wasn’t much of a choice at all. We had to go on our own.

We discovered that the most generous plans in Maryland’s individual market cost $700 per month yet provide no more than $1,500 per year of prescription drug coverage–a drop in the bucket if someone in our family were to be diagnosed with a serious illness.

With health insurance choices like that, no wonder so many people opt to go uninsured.

In the end, we decided to purchase a very high-deductible plan (sold by Golden Rule Insurance Co.) coupled with a tax-sheltered Medical Savings Account (MSA). We couldn’t qualify for the preferred rate because Golden Rule says I am underweight. Hmph! In any case, while Krugman and most Democrats don’t seem to like MSAs, in our case we were glad they were an option.

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Begin Trace Mode for Comment # 12.

#4. To: aristeides (#0)

Are these people nuts?

Look at the goob's VA system if you'd like a preview of more goob health care.

Lod  posted on  2007-10-10   15:13:47 ET  Reply   Untrace   Trace   Private Reply  


#5. To: lodwick (#4)

Look at the goob's VA system if you'd like a preview of more goob health care.

Government-administered medical care is very different from government-provided medical insurance.

The National Health Service they have in Britain is government-administered medical care. The private medical care provided through government insurance they have in France and Germany is very different.

They all cost about half as much as ours, in terms of percentage of GDP. And they all result in a higher life expectancy than in this country.

aristeides  posted on  2007-10-10   15:18:05 ET  Reply   Untrace   Trace   Private Reply  


#12. To: aristeides (#5)

The National Health Service they have in Britain is government-administered medical care. The private medical care provided through government insurance they have in France and Germany is very different.

Those are not America - our idiots would screw up a wet-dream.

I trust them to do nothing correctly, properly, or honestly.

Lod  posted on  2007-10-10   17:37:36 ET  Reply   Untrace   Trace   Private Reply  


Replies to Comment # 12.

#13. To: lodwick (#12)

Those are not America - our idiots would screw up a wet-dream.

I wonder how many dealings you've had with the private health insurers.

aristeides  posted on  2007-10-10 17:39:09 ET  Reply   Untrace   Trace   Private Reply  


End Trace Mode for Comment # 12.

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