[Home]  [Headlines]  [Latest Articles]  [Latest Comments]  [Post]  [Sign-in]  [Mail]  [Setup]  [Help] 

Status: Not Logged In; Sign In

Anna Paulina Luna Exposes the Guy Behind the Anti-ICE Riots

Mike Huckabee Working To Keep Netanyahu in Power

Israeli Military and Israeli-Backed Gang Shoot Aid Seekers in Gaza, Killing 14

Only 68 Building Permits Issued for Pacific Palisades After Wildfires Destroyed 6800 Structures

Violent Rioters Fire Off Exploding Projectiles at Police Horses Use Fireworks and Explosives to Attack Police

ICE Just Shattered Records With One Massive Operation That Has Democrats Fuming

Nolte: Insurrectionist Democrats Plan Another Summer of Blue City-Riots

Violent riots have now been reported in over 30 American cities. Heres a full list:

Mass shooter opened fire at graduation party was an migrant who was busted in LA ICE raids:

Cash Jordan: ICE Raids Home Depot... as California Collapses

Silver Is Finally Soaring: Here's Why

New 4um Interface Coming Soon

Attack of the Dead-2025.

Canada strips Jewish National Fund of charitable status

Minnesota State Rep. Vang just admitted that she is an ILLEGAL ALIEN.

1100% increase in neurological events since the roll-out of Covid mRNA

16 Things That Everyone Needs To Know About Violent Far-Left Revolution In Los Angeles

Undercover video in Arizona alleges ongoing consumer fraud by Fairlife

Dozens arrested after San Francisco protest turns violent Sunday

Looking for the toughest badasses in the city (Los Angeles)

Democrat Civil War Explodes: DNC Chair Threatens to Quit Over David Hogg

Invaders waving Mexican flags, pour onto the 101 Freeway in Los Angeles

Australian Fake News Journo Hit By Rubber Bullet In L.A. Riot

22-year-old dies after being unable to afford asthma inhaler

North Korean Bulsae-4 Long-Range ATGM Spotted Again In Russian Operation Zone

Alexander Dugin: A real Maidan has begun in Los Angeles

State Department Weighing $500 Million Grant to Controversial Gaza Aid Group: Report

LA Mayor Karen Bass ordered LAPD to stand down, blocked aid to federal officers during riots.

Russia Has a Titanium Submarine That Can ‘Deep Dive’ 19,700 Feet

Shocking scene as DC preps for Tr*mp's military birthday parade.


Neocon Nuttery
See other Neocon Nuttery Articles

Title: America’s broken health insurance system (MALKIN ON MD HEALTH INSURANCE IN 2004)
Source: michellemalkin.com
URL Source: http://michellemalkin.com/2004/08/2 ... roken-health-insurance-system/
Published: Aug 27, 2004
Author: Michelle Malkin
Post Date: 2007-10-10 14:55:18 by aristeides
Keywords: None
Views: 1428
Comments: 33

America’s broken health insurance system

By Michelle Malkin • August 27, 2004 07:29 AM

Paul Krugman has a column in today’s New York Times decrying America’s health care system. He supports–surprise!–a single payer approach.

I have commented before on the problems with central planning in health care. I certainly am not convinced that a government-run system is the answer, but I do agree with Krugman that there are serious problems with our health insurance system, particularly in the market for individually-purchased (non-group) coverage.

After my husband quit his job earlier this year (to become a full-time stay-at-home dad), we had a choice. We could either buy health insurance from his former employer through a program called COBRA at a cost of more than $1,000 per month(!) or we could go it alone in Maryland’s individual market. Given our financial circumstances, that “choice” wasn’t much of a choice at all. We had to go on our own.

We discovered that the most generous plans in Maryland’s individual market cost $700 per month yet provide no more than $1,500 per year of prescription drug coverage–a drop in the bucket if someone in our family were to be diagnosed with a serious illness.

With health insurance choices like that, no wonder so many people opt to go uninsured.

In the end, we decided to purchase a very high-deductible plan (sold by Golden Rule Insurance Co.) coupled with a tax-sheltered Medical Savings Account (MSA). We couldn’t qualify for the preferred rate because Golden Rule says I am underweight. Hmph! In any case, while Krugman and most Democrats don’t seem to like MSAs, in our case we were glad they were an option.

Post Comment   Private Reply   Ignore Thread  


TopPage UpFull ThreadPage DownBottom/Latest

Begin Trace Mode for Comment # 23.

#9. To: aristeides (#0)

ghostdogtxn  posted on  2007-10-10   15:50:41 ET  Reply   Untrace   Trace   Private Reply  


#10. To: ghostdogtxn (#9)

Malkin's support of SCHIP in some form doesn't seem to have prevented her from stalking the Frosts.

aristeides  posted on  2007-10-10   16:04:08 ET  Reply   Untrace   Trace   Private Reply  


#18. To: aristeides, ghostdogtxn (#10) (Edited)

Malkin's support of SCHIP in some form doesn't seem to have prevented her from stalking the Frosts.

Oh puhleaze...stop with the drama queen stuff, ari.

Personally I don't care for many of Malkin's positions as they relate to the Iraq War or to profiling Muslims but in this case with regards to the Frosts' and other adults scamming "the system" of SCHIP and the fiscally irresponsible behavior of some states - like Maryland that does not conduct a means test before it doles out taxpayer money to grifters - she is right on.

As for "stalking the Frosts" in your words, the Frosts used their child to promote a political agenda - the Frosts were not only negligent parents for not providing proper health care and auto insurance to protect their dependents, but the Frosts allowed their child to be used as a pawn of political operators which robbed their son of privacy.

Malkin is simply EXPOSING ( not stalking) the fraudulent and negligent parents that the Frosts are.

Blame the Frost adults not the messenger who delivers the message.

scrapper2  posted on  2007-10-11   0:27:06 ET  Reply   Untrace   Trace   Private Reply  


#21. To: scrapper2 (#18)

ghostdogtxn  posted on  2007-10-11   9:59:19 ET  Reply   Untrace   Trace   Private Reply  


#22. To: ghostdogtxn (#21)

Actually, I read an article recently debunking this stuff. Apparently the Frosts aren't as wealthy as the conservative nabobs would have us believe, and they legitimately qualify for SCHIP.

As for the "scamming," there will always be scammers of any kind of government program. It's a cost of doing business. At least folks scamming SCHIP or SSI or whatever aren't turning around and selling guns and bombs in every turd world hellhole on the planet.

The article you read did not tell the full truth.

First off under Maryland's SCHIP dispersal program assets like property and stocks and bonds are not considered as additional fungable sources of money. The Frosts' assets are considerable - highly appreciated residential property as well as rental commercial property. I suspect that the Frosts have far more assets than people on this board who are their stalwart defenders and whose taxes support the Frosts' entitlements. What a laugh.

Secondly under Maryland's SCHIP dispersal program, there is no means test. Maryland glibbly doles out SCHIP $ to whomever asks them. If the Frosts had resided in any other state that had a means test in place, the Frosts would not pass such a test.

Thirdly the intent of the SCHIP bill passed by Congress in 1997 was that the SCHIP program was to help children under age 12 who lived in poverty to get free medical care. Graeme Frost is not impoverished. His parents have assets up the wazoo. The money that was given to Graeme means there was less money in Maryland's SCHIP pot for truly impoverished children and in Baltimore there are many as we well know. The Frosts got the money from Maryland's SCHIP fund not because they deserved it but rather because Maryland is lax in its SCHIP rules - hey it's not Maryland gubment officials' wallets that are being robbed by scammers its ours.

Therefore, that the Frosts qualified under Maryland's "no qualification required" SCHIP program is technically correct but nonetheless what the Frosts did is morally wrong and irresponsible. As it turns out, the Frosts are the picture perfect poster family for the Dem Party's SCHIP program.

Put yourself into a position of a parent who owns valuable residential property as well as a commercial rental property as well as other assets, would you ever think of not buying health insurance for your family? No you wouldn't. Any responsible parent realizes that one needs to protect one's dependents. Mr. Frost could have taken out a health insurance plan with a high deductible and supplemented that plan with an Health Savings Account - he had lots of cash tied up in his commercial property - what folks here don't realize is that when you buy a commercial property you need to put down a higher sum of money as a down payment than a down payment for residential property - he could have taken out a second mortgage on his commercial property - it doesn't take that much cash to start a HSA account and besides an HSA is income tax deductible. Mr. Frost did nothing. He had other priorities, getting his 2 kids to and from those nifty private school excursions.

As I pointed out before the thing about the Frosts cashing in on private school scholarships (private schools set aside $ for a handful of scholarships to reach out to the less fortunate in their communities "to give back" to children like visible minorities or the disabled or who are challenged in other ways) speaks loudly about Mr. and Mrs. Frosts' arrogance and their sense of entitlement. They not only take the private school's charity for one kid but rather two kids - merrily cutting in front of the line to appropriate limited scholarships designated for others - no problem, no worries. That's the Frosts M.O.

scrapper2  posted on  2007-10-11   13:24:41 ET  Reply   Untrace   Trace   Private Reply  


#23. To: scrapper2 (#22)

...speaks loudly about Mr. and Mrs. Frosts' arrogance and their sense of entitlement.

Honestly, the nerve of those uppity white folks is amazin'.

Fred Mertz  posted on  2007-10-11   13:30:11 ET  Reply   Untrace   Trace   Private Reply  


Replies to Comment # 23.

        There are no replies to Comment # 23.


End Trace Mode for Comment # 23.

TopPage UpFull ThreadPage DownBottom/Latest


[Home]  [Headlines]  [Latest Articles]  [Latest Comments]  [Post]  [Sign-in]  [Mail]  [Setup]  [Help]