[Home]  [Headlines]  [Latest Articles]  [Latest Comments]  [Post]  [Sign-in]  [Mail]  [Setup]  [Help] 

Status: Not Logged In; Sign In

Mass job losses as major factory owner moves business overseas Israel kills IDF soldiers in Lebanon to prevent their kidnap 46% of those deaths were occurring on the day of vaccination or within two days In 2002 the US signed the Hague Invasion Act into law MUSK is going after WOKE DISNEY!!! Bondi: Zuckerberg Colluded with Fauci So "They're Not Immune Anymore" from 1st Amendment Lawsuits Ukrainian eyewitnesses claim factory was annihilated to dust by Putin's superweapon FBI Director Wray and DHS Secretary Mayorkas have just refused to testify before the Senate... Government adds 50K jobs monthly for two years. Half were Biden's attempt to mask a market collapse with debt. You’ve Never Seen THIS Side Of Donald Trump President Donald Trump Nominates Former Florida Rep. Dr. Dave Weldon as CDC Director Joe Rogan Tells Josh Brolin His Recent Bell’s Palsy Diagnosis Could Be Linked to mRNA Vaccine President-elect Donald Trump Nominates Brooke Rollins as Secretary of Agriculture Trump Taps COVID-Contrarian, Staunch Public Health Critic Makary For FDA F-35's Cooling Crisis: Design Flaws Fuel $2 Trillion Dilemma For Pentagon Joe Rogan on Tucker Carlson and Ukraine Aid Joe Rogan on 62 year-old soldier with one arm, one eye Jordan Peterson On China's Social Credit Controls Senator Kennedy Exposes Bad Jusge Jewish Land Grab Trump Taps Dr. Marty Makary, Fierce Opponent of COVID Vaccine Mandates, as New FDA Commissioner Recovering J6 Prisoner James Grant, Tells-All About Bidens J6 Torture Chamber, Needs Immediate Help After Release AOC: Keeping Men Out Of Womens Bathrooms Is Endangering Women What Donald Trump Has Said About JFK's Assassination Horse steals content from Sara Fischer and Sophia Cai and pretends he is the author Horse steals content from Jonas E. Alexis and claims it as his own. Trump expected to shake up White House briefing room Ukrainians have stolen up to half of US aid ex-Polish deputy minister Gaza doctor raped, tortured to death in Israeli custody, new report reveals German Lutheran Church Bans AfD Members From Committees, Calls Party 'Anti-Human'

Neocon Nuttery
See other Neocon Nuttery Articles

Title: America’s broken health insurance system (MALKIN ON MD HEALTH INSURANCE IN 2004)
Source: michellemalkin.com
URL Source: http://michellemalkin.com/2004/08/2 ... roken-health-insurance-system/
Published: Aug 27, 2004
Author: Michelle Malkin
Post Date: 2007-10-10 14:55:18 by aristeides
Keywords: None
Views: 905
Comments: 33

America’s broken health insurance system

By Michelle Malkin • August 27, 2004 07:29 AM

Paul Krugman has a column in today’s New York Times decrying America’s health care system. He supports–surprise!–a single payer approach.

I have commented before on the problems with central planning in health care. I certainly am not convinced that a government-run system is the answer, but I do agree with Krugman that there are serious problems with our health insurance system, particularly in the market for individually-purchased (non-group) coverage.

After my husband quit his job earlier this year (to become a full-time stay-at-home dad), we had a choice. We could either buy health insurance from his former employer through a program called COBRA at a cost of more than $1,000 per month(!) or we could go it alone in Maryland’s individual market. Given our financial circumstances, that “choice” wasn’t much of a choice at all. We had to go on our own.

We discovered that the most generous plans in Maryland’s individual market cost $700 per month yet provide no more than $1,500 per year of prescription drug coverage–a drop in the bucket if someone in our family were to be diagnosed with a serious illness.

With health insurance choices like that, no wonder so many people opt to go uninsured.

In the end, we decided to purchase a very high-deductible plan (sold by Golden Rule Insurance Co.) coupled with a tax-sheltered Medical Savings Account (MSA). We couldn’t qualify for the preferred rate because Golden Rule says I am underweight. Hmph! In any case, while Krugman and most Democrats don’t seem to like MSAs, in our case we were glad they were an option.

Post Comment   Private Reply   Ignore Thread  

Begin Trace Mode for Comment # 27.

#9. To: aristeides (#0)

ghostdogtxn  posted on  2007-10-10   15:50:41 ET  Reply   Untrace   Trace   Private Reply  

Malkin's support of SCHIP in some form doesn't seem to have prevented her from stalking the Frosts.

aristeides  posted on  2007-10-10   16:04:08 ET  Reply   Untrace   Trace   Private Reply  

Malkin's support of SCHIP in some form doesn't seem to have prevented her from stalking the Frosts.

Oh puhleaze...stop with the drama queen stuff, ari.

Personally I don't care for many of Malkin's positions as they relate to the Iraq War or to profiling Muslims but in this case with regards to the Frosts' and other adults scamming "the system" of SCHIP and the fiscally irresponsible behavior of some states - like Maryland that does not conduct a means test before it doles out taxpayer money to grifters - she is right on.

As for "stalking the Frosts" in your words, the Frosts used their child to promote a political agenda - the Frosts were not only negligent parents for not providing proper health care and auto insurance to protect their dependents, but the Frosts allowed their child to be used as a pawn of political operators which robbed their son of privacy.

Malkin is simply EXPOSING ( not stalking) the fraudulent and negligent parents that the Frosts are.

Blame the Frost adults not the messenger who delivers the message.

scrapper2  posted on  2007-10-11   0:27:06 ET  Reply   Untrace   Trace   Private Reply  

ghostdogtxn  posted on  2007-10-11   9:59:19 ET  Reply   Untrace   Trace   Private Reply  

Actually, I read an article recently debunking this stuff. Apparently the Frosts aren't as wealthy as the conservative nabobs would have us believe, and they legitimately qualify for SCHIP.

As for the "scamming," there will always be scammers of any kind of government program. It's a cost of doing business. At least folks scamming SCHIP or SSI or whatever aren't turning around and selling guns and bombs in every turd world hellhole on the planet.

The article you read did not tell the full truth.

First off under Maryland's SCHIP dispersal program assets like property and stocks and bonds are not considered as additional fungable sources of money. The Frosts' assets are considerable - highly appreciated residential property as well as rental commercial property. I suspect that the Frosts have far more assets than people on this board who are their stalwart defenders and whose taxes support the Frosts' entitlements. What a laugh.

Secondly under Maryland's SCHIP dispersal program, there is no means test. Maryland glibbly doles out SCHIP $ to whomever asks them. If the Frosts had resided in any other state that had a means test in place, the Frosts would not pass such a test.

Thirdly the intent of the SCHIP bill passed by Congress in 1997 was that the SCHIP program was to help children under age 12 who lived in poverty to get free medical care. Graeme Frost is not impoverished. His parents have assets up the wazoo. The money that was given to Graeme means there was less money in Maryland's SCHIP pot for truly impoverished children and in Baltimore there are many as we well know. The Frosts got the money from Maryland's SCHIP fund not because they deserved it but rather because Maryland is lax in its SCHIP rules - hey it's not Maryland gubment officials' wallets that are being robbed by scammers its ours.

Therefore, that the Frosts qualified under Maryland's "no qualification required" SCHIP program is technically correct but nonetheless what the Frosts did is morally wrong and irresponsible. As it turns out, the Frosts are the picture perfect poster family for the Dem Party's SCHIP program.

Put yourself into a position of a parent who owns valuable residential property as well as a commercial rental property as well as other assets, would you ever think of not buying health insurance for your family? No you wouldn't. Any responsible parent realizes that one needs to protect one's dependents. Mr. Frost could have taken out a health insurance plan with a high deductible and supplemented that plan with an Health Savings Account - he had lots of cash tied up in his commercial property - what folks here don't realize is that when you buy a commercial property you need to put down a higher sum of money as a down payment than a down payment for residential property - he could have taken out a second mortgage on his commercial property - it doesn't take that much cash to start a HSA account and besides an HSA is income tax deductible. Mr. Frost did nothing. He had other priorities, getting his 2 kids to and from those nifty private school excursions.

As I pointed out before the thing about the Frosts cashing in on private school scholarships (private schools set aside $ for a handful of scholarships to reach out to the less fortunate in their communities "to give back" to children like visible minorities or the disabled or who are challenged in other ways) speaks loudly about Mr. and Mrs. Frosts' arrogance and their sense of entitlement. They not only take the private school's charity for one kid but rather two kids - merrily cutting in front of the line to appropriate limited scholarships designated for others - no problem, no worries. That's the Frosts M.O.

scrapper2  posted on  2007-10-11   13:24:41 ET  Reply   Untrace   Trace   Private Reply  

ghostdogtxn  posted on  2007-10-11   13:32:11 ET  Reply   Untrace   Trace   Private Reply  

I was refering to this. Now, who do you wanna believe? The same old folks who've lied to us again and again?

Your privilege.

The same old folks who lied to us time and time again are MSM. This is a Time magazine article you referred me to. Come on. Is Time any more truthful than politicians? In fact on certain issues like foreign wars to protect Israel when it suits both parties, they work in concert with one another.

I use common sense to judge what the Frosts did and did not do.

Obviously you did not read my post - you want to BELIEVE in the Frosts. That's your perogative.

scrapper2  posted on  2007-10-11   13:43:49 ET  Reply   Untrace   Trace   Private Reply  

ghostdogtxn  posted on  2007-10-11   13:52:06 ET  Reply   Untrace   Trace   Private Reply  

#29. To: ghostdogtxn (#27)

I know you do. That's why I was so surprised and dismayed to see you jumping on the bandwagon of the folks going after them.

I'm not jumping on anyone's band wagon. I'm not attacking the Frosts. I'm pointing out that they are less than impoverished and less than responsible and less than admirable. They consciously chose to not insure their family though they had the means. They could have bought a high deductible insurance plan to cover themselves for the very thing that happened to them - a catastrophic accident and either paid out of pocket for the medical office visits that would add up to be less than their deductible or they could have established an HSA account for those under the deductible expenses. But they deliberately chose not to. The $1200 per month premium is bunk per Mrs. Frost - that's if you have a low decuctible PPO plan with all the bells and whistles. You and I know I'm right on everything I've said. And what's even more dishonest on the part of Ma and Pa Frost is that they dipped into a taxpayer pot of $ and abused a plan whose intent it was to help impoverished families. You and I know that if the Frosts lived in any state that had a means test they would have failed. Furthermore what's most reprehensible about the Frosts in my opinion is that they consciously exposed their child to public ridicule by having him be used as a pawn of the Dem Party to promote a party platform. Would you do that with your kid? No, no decent parent would do that with a child - loving parents are supposed to protect their children not offer them up as commodities to be used by others.

Look I haven't even read what freapers or their ilk are saying. Frankly I could care less. I just use common sense and am seeing that the Frosts are no angels and the ridicule they are getting is what they brought on themselves. The Frosts had an accident and that's sad. But accidents happen to lots of people and those other people prepare themselves and handle that type of situation in much more responsible ways than the Frosts. The Frosts don't have a lock on sympathy by any means. As soon as they chose to step out from the shadows and become a cause célèbre for the Dem Party, they made themselves open game.

scrapper2  posted on  2007-10-11 14:26:04 ET  Reply   Untrace   Trace   Private Reply  

Top • Page Up • Full Thread • Page Down • Bottom/Latest

[Home]  [Headlines]  [Latest Articles]  [Latest Comments]  [Post]  [Sign-in]  [Mail]  [Setup]  [Help]