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Neocon Nuttery
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Title: America’s broken health insurance system (MALKIN ON MD HEALTH INSURANCE IN 2004)
Source: michellemalkin.com
URL Source: http://michellemalkin.com/2004/08/2 ... roken-health-insurance-system/
Published: Aug 27, 2004
Author: Michelle Malkin
Post Date: 2007-10-10 14:55:18 by aristeides
Keywords: None
Views: 1375
Comments: 33

America’s broken health insurance system

By Michelle Malkin • August 27, 2004 07:29 AM

Paul Krugman has a column in today’s New York Times decrying America’s health care system. He supports–surprise!–a single payer approach.

I have commented before on the problems with central planning in health care. I certainly am not convinced that a government-run system is the answer, but I do agree with Krugman that there are serious problems with our health insurance system, particularly in the market for individually-purchased (non-group) coverage.

After my husband quit his job earlier this year (to become a full-time stay-at-home dad), we had a choice. We could either buy health insurance from his former employer through a program called COBRA at a cost of more than $1,000 per month(!) or we could go it alone in Maryland’s individual market. Given our financial circumstances, that “choice” wasn’t much of a choice at all. We had to go on our own.

We discovered that the most generous plans in Maryland’s individual market cost $700 per month yet provide no more than $1,500 per year of prescription drug coverage–a drop in the bucket if someone in our family were to be diagnosed with a serious illness.

With health insurance choices like that, no wonder so many people opt to go uninsured.

In the end, we decided to purchase a very high-deductible plan (sold by Golden Rule Insurance Co.) coupled with a tax-sheltered Medical Savings Account (MSA). We couldn’t qualify for the preferred rate because Golden Rule says I am underweight. Hmph! In any case, while Krugman and most Democrats don’t seem to like MSAs, in our case we were glad they were an option.

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Begin Trace Mode for Comment # 30.

#9. To: aristeides (#0)

ghostdogtxn  posted on  2007-10-10   15:50:41 ET  Reply   Untrace   Trace   Private Reply  

Malkin's support of SCHIP in some form doesn't seem to have prevented her from stalking the Frosts.

aristeides  posted on  2007-10-10   16:04:08 ET  Reply   Untrace   Trace   Private Reply  

Malkin's support of SCHIP in some form doesn't seem to have prevented her from stalking the Frosts.

Oh puhleaze...stop with the drama queen stuff, ari.

Personally I don't care for many of Malkin's positions as they relate to the Iraq War or to profiling Muslims but in this case with regards to the Frosts' and other adults scamming "the system" of SCHIP and the fiscally irresponsible behavior of some states - like Maryland that does not conduct a means test before it doles out taxpayer money to grifters - she is right on.

As for "stalking the Frosts" in your words, the Frosts used their child to promote a political agenda - the Frosts were not only negligent parents for not providing proper health care and auto insurance to protect their dependents, but the Frosts allowed their child to be used as a pawn of political operators which robbed their son of privacy.

Malkin is simply EXPOSING ( not stalking) the fraudulent and negligent parents that the Frosts are.

Blame the Frost adults not the messenger who delivers the message.

scrapper2  posted on  2007-10-11   0:27:06 ET  Reply   Untrace   Trace   Private Reply  

You approve of Malkin's behavior towards the Frosts?

Did you read John Cole's piece?

aristeides  posted on  2007-10-11   7:06:09 ET  Reply   Untrace   Trace   Private Reply  

You approve of Malkin's behavior towards the Frosts?

What's Malkin's "behavior" to the Frosts? Is she following them around? Is she camped on their front lawn? Malkin is a journalist. Malkin is paid to investigate stories. That's her job. I don't pay Malkin's salary. Therefore I have no right to a judge how she does her job.

Do you approve of the Frosts' behavior? Do you approve of their allowing their son to be used as a pawn by the Dem Party? Do you approve of the Frosts consciously stripping away their child's privacy and setting him up for public ridicule? Do you approve of the Frosts, who have considerable assets, not buying a health insurance policy with a high deductible, supplemented by an HSA account? Do you approve of the Frosts who have considerable assets dipping into a taxpayer supported SCHIP fund whose intent by Congress in approving this fund in 1997 was to give free medical care to impoverished children?

If the Frosts believe they are unfairly maligned by journalists like Malkin, then the fastest and easiest way for the Frosts to clear their name is to volunteer to have themselves audited to demonstrate they really are impoverished.

scrapper2  posted on  2007-10-11   13:38:08 ET  Reply   Untrace   Trace   Private Reply  

What's Malkin's "behavior" to the Frosts?

John Cole says it much better than I ever could:

A Comparison

By: John Cole October 10, 2007 at 3:40 pm

From the comments, to address the screeching about Citizen Journalism:

Option 1: Real Journalism

1. Call the Frosts to verify the details about them.

2. Call the agency that handles S-CHIP in Baltimore to find out their situation.

3. Talk to anyone else that can independently verify the Frost’s situation (i.e. doctors, lawyers, accountants, etc.).

4. Publish the facts.

Option 2: Wingnutosphere Journalism

1. Show up at the Frost’s house unannounced and spy on them.

2. Guess as to what the Frost’s situation is based on their car, the value of their house and some Google searches.

3. Talk to neighbors and co-workers to get the inside dirt on the Frost’s (do they throw lavish parties?).

4. Publish their personal information along with your opinion of their situation and invite further scrutiny from the general public based on misinformation.

Pretty much.

And what does it say about the blogosphere that in the end, with all the vast resources of all the citizen journalists, it boiled down to crazy people peering at pictures of the Frost’s kitchen? And even at that absurd level, they were wrong about the Frost’s counters.

aristeides  posted on  2007-10-11   13:59:39 ET  Reply   Untrace   Trace   Private Reply  

a. When did all these investigations start on the Frosts? Did they happen before or after the Frosts consciously thrust themselves into the public eye by chosing to have their son used as a pawn by the Dem Party? Folks who move their lives into the public theatre risk becoming scrutinized by the public. That's what happens when you take risks - sh*t can happen - by hey, we already know that the Frosts are veteran risk takers, so this is nothing new for them is it?

b. Regarding the cost of concrete counters vs the cost of granite, both choices are very expensive. I know because I priced all the options when I was about to remodel my kitchen. I chose neither concrete nor granite because both were out of my price range. I guess I need to be "impovershed" like the Frosts to be able to have afforded concrete.

www.keidel.com/design/select/tops-matl-concrete.htm

"...Concrete countertops are a custom crafted material for high end use. Costs for a standard 1.5" thick countertop, including installation can range anywhere from $75 - $200 per square foot, depending on the area of the country.

Irregular or curbed shapes, 2" thick concrete, integral drain boards, custom edges, and backsplashes will increase the cost..."

c. You seem to be stuck on maligning the messengers instead of recognizing that the message about the Frosts behavior is true and shows a couple who were irresponsible parents and who scammed a system that was meant to help truly impoverished children. If the Frosts had lived in any state that had a means test for deiding who gets SCHIP funds, the Frosts would have failed.

Freapers and Malkin as distasteful as they might be personally DID NOT scam SCHIP funds by taking advantage of Maryland's lax regulations nor did the freapers and Malkin consciously expose their child to public ridicule. The Frosts did all of these things and more and by their own actions the Frosts demonstarted that they are morally and fiscally irresponsible and not worthy of any sympathy for the public derision they brought on themselves and their family members.

scrapper2  posted on  2007-10-11   14:48:03 ET  Reply   Untrace   Trace   Private Reply  

#32. To: scrapper2 (#30)

How many people who read Malkin et all every day, are reading this story and for once, finally, feeling the smack in the face, the venom of their own peeps being used against them? That’s gotta hurt. (even more than it hurts my pansy progressive ass to read this swill). There is just nothing in this story for your average, middle-america repub to cling to. The details, no matter how you shape em, all describe to a tee so many families out there in red america. When I think of a standard 30%er, I think of a lower middle class, white, hardworking parent trying to get by.

I always thought that was why they were so pissed off, actually, so afraid of everything (brown people, terrorist, The Gays)... because they are struggling and straining, most of them, to keep their own families’ head above water and they’re scared. So, now, these blogger lunatics are punching them in the face too? Their own people are punching them in the face!

I am so confused by it all, I can barely articulate my confusion. What the hell are these freaks thinking calling attention to this, making it a spectacle and attacking this family??? This one alienates their very own people! Ultimately it further proves the insularity of the righty blogosphere and how it’s only a big circle jerk, but still, I sense it’s some sort of jumping the shark. When you’ve turned right on your own readers, so unabiguously, so harshly, what happens next?

I found this comment on Daily Kos, but it is allegedly taken from John Cole's site.

By the way, the whole Daily Kos thread, The Frosts Demonstrate Why We Need Single-Payer Health, is worth a read.

aristeides  posted on  2007-10-11 14:55:26 ET  Reply   Untrace   Trace   Private Reply  

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