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Neocon Nuttery
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Title: America’s broken health insurance system (MALKIN ON MD HEALTH INSURANCE IN 2004)
Source: michellemalkin.com
URL Source: http://michellemalkin.com/2004/08/2 ... roken-health-insurance-system/
Published: Aug 27, 2004
Author: Michelle Malkin
Post Date: 2007-10-10 14:55:18 by aristeides
Keywords: None
Views: 1436
Comments: 33

America’s broken health insurance system

By Michelle Malkin • August 27, 2004 07:29 AM

Paul Krugman has a column in today’s New York Times decrying America’s health care system. He supports–surprise!–a single payer approach.

I have commented before on the problems with central planning in health care. I certainly am not convinced that a government-run system is the answer, but I do agree with Krugman that there are serious problems with our health insurance system, particularly in the market for individually-purchased (non-group) coverage.

After my husband quit his job earlier this year (to become a full-time stay-at-home dad), we had a choice. We could either buy health insurance from his former employer through a program called COBRA at a cost of more than $1,000 per month(!) or we could go it alone in Maryland’s individual market. Given our financial circumstances, that “choice” wasn’t much of a choice at all. We had to go on our own.

We discovered that the most generous plans in Maryland’s individual market cost $700 per month yet provide no more than $1,500 per year of prescription drug coverage–a drop in the bucket if someone in our family were to be diagnosed with a serious illness.

With health insurance choices like that, no wonder so many people opt to go uninsured.

In the end, we decided to purchase a very high-deductible plan (sold by Golden Rule Insurance Co.) coupled with a tax-sheltered Medical Savings Account (MSA). We couldn’t qualify for the preferred rate because Golden Rule says I am underweight. Hmph! In any case, while Krugman and most Democrats don’t seem to like MSAs, in our case we were glad they were an option.

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Begin Trace Mode for Comment # 6.

#6. To: aristeides (#0)

Over lunch at a Filipino cafe at Union Station, Malkin, who has two young children, is charming one moment and pugnacious the next. She says she loves the intellectual freedom of the blogosphere, where "you can respond, you can reveal people to be the liars and slanderers they are."

This is from a Feb 2007 WaPo article: www.washingtonpost.com/wp- dyn/content/article/2007/02/15/AR2007021502065_pf.html

So in 2004 she had at least one child as her hubby became a stay-at-home dad but no more than two.

So the quoted prices are for a family of three or four. The Frost family has six members.

Fred Mertz  posted on  2007-10-10   15:19:09 ET  Reply   Untrace   Trace   Private Reply  


Replies to Comment # 6.

#7. To: Fred Mertz (#6)

She says she loves the intellectual freedom of the blogosphere, where "you can respond, you can reveal people to be the liars and slanderers they are."

Can't we though.

angle  posted on  2007-10-10 15:22:16 ET  Reply   Untrace   Trace   Private Reply  


End Trace Mode for Comment # 6.

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