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Title: Obama: Healthcare for Illegals
Source:
Newsmax
URL Source: http://www.newsmax.com/morris/obama ... lthcare/2008/07/21/114994.html
Published: Jul 22, 2008
Author: Dick Morris & Eileen McGann
Post Date: 2008-07-22 12:04:16 by Horse
Keywords: None
Views: 257
Comments: 14
Democrats' single most important domestic proposal — universal health insurance — may blow up in Barack Obama's face when voters are exposed to the deadly details. Obama has said, proudly and often, "I am going to give health insurance to 47 million Americans who are now without coverage." But are they "Americans?" That 47 million statistic includes illegal immigrants, who virtually all lack insurance. In fact, about one in four of those lacking insurance is here illegally. And they are, by far, the group most in need of health insurance. About 15 million of the remaining uninsured are eligible for Medicaid but haven't signed up, mainly because they haven't gotten sick. When they do, they enroll in Medicaid and we pick up the full tab for their health care relatively cheaply. (About 80 percent of each Medicaid dollar goes to nursing-home care for the elderly, only about 20 percent for the medical needs of the poor.) The rest of the uninsured pool? Virtually all the children are eligible for the State Children's Health Insurance Program. Some aren't enrolled because the parents haven't bothered, but most are eligible. That leaves about 20 million uninsured adults who are US citizens or legal immigrants. There are far better ways to handle their needs than to turn our entire health-care system upside down. Care for illegals is the biggest unmet medical need in our nation, and Obama's program targets it squarely. But do we really want to give them federally paid coverage equal to what US senators get, as Obama proposes? Covering illegals adds dramatically to the cost of any program - and would encourage more folks to enter America illicitly. Obama's plan will likely have a horrific effect on some local health-care systems. Illegals now get free emergency-room treatment for life-threatening conditions, as any other American who's entered an ER in an area with lots of illegals recently well knows. (Three-quarters of the illegal-immigrant population is concentrated in five states: California, New York, Florida, Texas and Illinois.) But now they'd be eligible for the entire range of medical services, all free of charge. That would trigger severe rationing: bureaucrats deciding who gets to see an oncologist, who can have an MRI - and even who can have bypass surgery and who'd die for lack of it. These decisions would be made not on the basis of legal status but on the brutal facts of triage: Treat the 37-year-old illegal with his whole life to live before you spend scarce resources on an overweight, diabetic, 80-year-old citizen with high blood pressure who smokes. John McCain hasn't raised this issue, perhaps for fear of offending the Latino vote. But polling suggests the case against rationing of health care would be as persuasive to Hispanic-American citizens as it is to the rest of us. Nobody wants to die waiting in line - especially not behind someone who snuck in ahead of us. McCain needs to hit the Obama plan for treating illegal immigrants to free, federally subsidized health insurance — and hit it hard.
Poster Comment: I posted this because it gives us an insight into the nature of the uninsured. However the author underestimates the number of illegal aliens.
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#1. To: Horse, christine, SmokinOPs, rowdee (#0)
These are the same statistics I posted here at 4um this past winter from another source ( and that other source under stated the number of illegals, too). It bears repeating over and over again. Some of the fence sitters and the moderate Obama supporters need to have these figures made available to them because I'm sure they don't have a clue about what comprises the figure of "47 Million uninsured Americans" that is bandied about by MSM. However, the truly devoted Obam fans will not be deterred by these figures. I know that because I was attacked by Obamaphile posters when I posted the information earlier. Devoted Obamaphile posters actually cheered the idea of illegals getting taxpayer supported health care - 'ya see, as was 'splained to my neanderthal self by these enlightened "progressive" posters, "free" health care is a human right and guaranteed by our Constitution ( well not in actually words but'ya gotta read between the lines) so regardless of your legal/illegal status, once you put a toe within our borders, you are ENTITLED to prenatal and pediatric care and kidney transplants and heart bypass surgery etc, etc, etc. And if everyone within our borders gets FREE health care, then we'll all be healthier for it because there will be no epidemics and stuff and we'll all live longer lives because free healthcare means PREVENTATIVE healthcare and long queues are helpful because it weeds out those in poor health ( who nees them?)and then America's longevity figures get better. Get it? And here's how all this yummy universal healthcare will be paid for - Obamaphiles have it all figured out - it's called "tax the Rich" - now when it came to the definition of who are The Rich, Obamaphiles got a bit wobbly on details but that's a minor detail.
In California, the definition of "rich" is anyone making $50k or more per year. In LA or the Bay Area, those are poverty wages given the costs of living and excessive taxation there.
"A leader, for a change." - Jimmy Carter, 1976 campaign slogan. Sound familiar? Here it comes again!
The health insurance problem is just as big as Obama states. Not that I like Obama. 46 million at least are uninsured and the number grows every year. The other problem is the underinsured, people who pay $1200 per month for insurance (i.e. me)and then must pay $16,000 per year in out-of-pocket costs before getting substantial insurance coverage. Even the upper middle class in the US are foregoing medical care. The problem is: insurance companies care more about showing profitability and dividends than providing care. Insurance company executives receive salaries in the 10s or 100s of millions. A National Insurance program which eliminates the insane profits might be better than what we have got. Just do not make healthcare completely free, because that leaves a system open to abusers who can't resist freebees. I've spent thirty years in medicine trying to work with insurance companies and no other business would get away with their tricks and deceptions. Depceptions like a Managed Care Company who change their mailing address monthly and will not accept forwarded mail. To get them to accept claims and pay claims, I had to have an employee deliver claims in person and insist on a signed receipt. Before I left private practice, over half my 35K a month overhead was directly related to hiring employees to interface with insurance companies. Then there was the time spent by myself on the phone, filling out forms, and dictating letters to beg for my patients to get necessary proceedures or meds. Now I practice only in a hospital, and every week, the care I deliver drives someone into bankruptcy. I do not have the option of not charging, insurance companies have made that illegal. You can't give someone free care while charging them for another patients' care. I admit from the ER people with no or insufficient insurance who waited way too long to seek care and now are ICU rather than general medical patients. The system is broke and decaying rapidly.
We now pay $2800 a month [started out $300 a few years ago] for a family of three [used to be four], with a $2500 out of pocket per person. [Don't know how much longer we can keep it up.] A hospital bill that was around $70,000 cost the insureer about $6,000. Now how can that be unless the insurer owns the hospital, and they are all in it together to bankrupt this country? Without the insurance, I'm told if you own anything, they would turn you upside down to get the money. If you own nothing, the cost is passed on to someone else, i.e., $2800 premiums as opposed to $300. Have you seen these: 09/27/2006 - Who Controls Our Hospitals? [11/16] 09/26/2006 - Who Controls Our Health Care Companies? [11/16] 09/25/2006 - Who Controls The Drug Companies? [11/16] This Site Is Guided By the 1889 Book The Great Red Dragon - (Foreign Money Power In The United States) "...as long as there..remain active enemies of the Christian church, we may hope to become Master of the World...the future Jewish King will never reign in the world before Christianity is overthrown - B'nai B'rith speech http://www.biblebelievers.org.au/luther.htm / http://bible.cc/psalms/83-4.htm
President Obama will declare America a sanctuary to the wretched of the earth, untold millions of refugees from Africa, Asia and Latin America will flock to America fulfilling the Jewish dream.
Life is a tragedy to those who feel, and a comedy to those who think.
A great summation of our current state of affairs. When an insurance company makes a mistake, it's blamed on human error. When a provider or patient makes a mistake regarding a claim, it's insurance fraud. The industry has purchased both legislation and our congress. Good luck to anyone who thinks the answer to this is to travel back to a time when the neighborhood Dr. made house visits and was paid cash. It's a cluster.
ping to octavia's post from a dr's pov....
Recall Senator Dr. William Frist???? And his family of physicians? "MEDICARE FRAUD | As reported by Doug Ireland of LA Weekly, Hospital Corporation of America was the subject of a decade-long federal investigation into suspected criminal fraud involving double bookkeeping and the overbilling of Medicare, Medicaid and Tricare. In 1997, at the pinnacle of a government crackdown on the healthcare industry’s defrauding of Medicare, HCA, then Columbia/HCA, was charged with conspiring to overbill Medicare and Medicaid, the federal healthcare programs for the elderly and the poor, by more than $1.7 million. "HCA has since paid a total of $1.7 billion in fines, the largest fraud settlement in U.S. history. Following the settlement, HCA was allowed to continue its Medicare contracts. HCA was a family multi million dollar theft organization owned and operated by the Frist family, all doctors.
-The other problem is the underinsured, people who pay $1200 per month for insurance (i.e. me)and then must pay $16,000 per year in out-of-pocket costs before getting substantial insurance coverage. - The problem is: insurance companies care more about showing profitability and dividends than providing care. Insurance company executives receive salaries in the 10s or 100s of millions. -A National Insurance program which eliminates the insane profits might be better than what we have got. Just do not make healthcare completely free, because that leaves a system open to abusers who can't resist freebees. -Now I practice only in a hospital, and every week, the care I deliver drives someone into bankruptcy. 1. I agree that the health insurance problem in the US is nasty but why do you think Obama's idea for universal health care is a good solution? His plan will add a gov't bureaucracy which in itself spells waste and inefficiency - see Medicare, Medicaid, VA as examples. Health care services in fact will cost us more under Obama's plan. We taxpayers will pay through the nose to support gov't administered health care services. And under Obama's plan, private insurance will still exist - private insurance will kick in after the first $25,000 of medical expenses are satisfied by "universal healthcare" - ie. taxpayers' money In countries like Canada, the UK, France income tax rates on the middle class are astronomically high. And for what? The pleasure of waiting in queues for 6 months to see a gate keeper GP ( if you can find one whose practice is not closed to new patients) and then another 6 months to see a specialist ( if one still practices near your town) and finally another 12 months to have surgery done? All of this spells one thing - expensive ( income tax wise) mediocre care. And if you think gov't civil servants are going to be anymore compassionate and understanding to patients, think again. Consider the treatment we get by TSA at airports or the phone tree hassles you get whenever you contact any gov't agency. Gov't bureaucrats use quotas every bit as much as insurance companies do to meet their departmental monthly "targets." You think gov't bureaucrats are going to be oh so nice to deal with as a physician? Think again. Gov't bureaucrats work for gov't because very often they are not talented enough to find a job in private industry. Bureaucrats will be in the cat bird's seat and they will gladly dictate to MD's what treatment plan will be approved or not. Instead of an arrogant insurance agent doctors will be dealing with an arrogant gov't bureaucrat - same difference - they both love to pull the chains of those who are better educated and more qualified than themselves. Count on it. Furthermore under Obama's plan there is no tort reform. So ambulence chasing lawyers will still operate under a contingency fee/jury trial structure as is the case today, generating thousands upon thousands of frivolous lawsuits and we taxpayers are going to be picking up the tab. Doctors will still be compelled to over order every lab test under the sun to protect themselves from lawsuits ie. practice defensive medicine which in itself drives up medical costs. And you might ask yourself why does Obama not want tort reform? Answer: Trial lawyers are in the top 3 ranking of campaign donors to Democratic Prez campaigns, that's why. 2. As for the 46 Million uninsured in the USA, you need to read the article under discussion to get a better idea of who comprises that group and why. Frankly I could give a rat's ass about most of them. article: "...That 47 million statistic includes illegal immigrants, who virtually all lack insurance. In fact, about one in four of those lacking insurance is here illegally. And they are, by far, the group most in need of health insurance. About 15 million of the remaining uninsured are eligible for Medicaid but haven't signed up, mainly because they haven't gotten sick. When they do, they enroll in Medicaid and we pick up the full tab for their health care relatively cheaply. (About 80 percent of each Medicaid dollar goes to nursing-home care for the elderly, only about 20 percent for the medical needs of the poor.) The rest of the uninsured pool? Virtually all the children are eligible for the State Children's Health Insurance Program. Some aren't enrolled because the parents haven't bothered, but most are eligible. That leaves about 20 million uninsured adults who are US citizens or legal immigrants. There are far better ways to handle their needs than to turn our entire health-care system upside down..." 15,000 Million are illegal aliens - the health care of these 15,000 Million illegal aliens are the responsibility of the Mexican Government because they are Mexican nationals. Mexico has universal healthcare fyi. If any of them need emergency care, and since US hospitals are compelled by law to help emergency cases, after care is dispensed US hospitals should submit bills to the government of Mexico. And our federal government should support our hospitals pursuing this measure. 15,000 Million are Medicaid or SCHIP eligible citizens who can't be bothered to sign up for the taxpayer-supported medical programs already in place for their needs. Sorry, but my heart is not bleeding for people who are too lazy to take advantage of programs people like me pay for through our taxes. 20,000 Million of the 47,000 uninsured are "others" many of whom I've read are college graduates who have "other priorities" than getting themselves a reasonably priced high deducible HMO or PPO. The 21-30 age group think they are invincible, immortal - they want to buy a new car, take trips abroad, and buy clothes. Am I supposed to wring my hands about the Generation Y grasshoppers who have a college education and should know better? Sorry, but that's not going to happen. As for the minority of folks who fall through the cracks - yes, I am sorry for them - and I would not be averse to a catastrophic health insurance pool to which they could make small token premium payments to get coverage until they get back on their feet. I would require all private insurance companies in the USA to contribute funding to this catastrophic pool ( a % of their annual profits) as a requirement to gain licensing to operate in any of our 50 states. 3. Octavia, fyi, 47 Million uninsured constitutes approx. 15% of our nation's population. It is the same % ( 15%) of Canadians currently with no access to health care in Canada, because Canada has an extreme shortage of doctors. 1 out of 9 Canadian doctors emigrate to the USA for better financial renumerations and better working conditions, more advanced technology and medical research facilities and also within the socialized medical environment wherein government "runs" medicine, of course there's a greater emphasis on Affirmative Action so in Canada you have a greater preponderance of females getting accepted to med school and when they graduate they put family first and are not apt to work as many days or as long as males. Also in the socialized medicine environment since doctors are treated like civil servants, they take on a civil servant mindset - they work shorter days and limit their patient load. So you see universal health care for a variety of reasons still leaves 15% of nationals without access to health care. www.macleans.ca/science/h...tent=20080102_122329_6200 January 02, 2008 "Adding fuel to the doctor crisis" "...When Jennifer realized she was pregnant last summer, she called her family doctor’s office to make an appointment for a referral to an obstetrician. Having delivered her first daughter almost three years ago, she knew the drill. But when the secretary picked up and said that her physician had shut down her practice and left Toronto “to spend more time with her family,” Jennifer was stunned. It was the third doctor she’d lost since moving to the city in 1999—and every one of them was a woman who’d left for her children. “I was pretty frustrated by the third time it happened,” says Jennifer (not her real name), a 36-year-old partner at a downtown law firm. Especially since this physician didn’t announce her departure, or try to find a replacement. Months went by and Jennifer phoned doctors’ offices posted online as accepting patients, only to find out they weren’t. She asked friends and colleagues for referrals, to no avail. Finally, in desperation, she went to the health clinic at her gym, which is only staffed with a doctor on Wednesdays. By the time she saw an obstetrician, Jennifer was in her second trimester. “Before it was important to me to have a female physician,” she says. “I won’t be so fussy going forward.” Jennifer’s situation is becoming increasingly common as more and more women pursue medical careers. And it’s the latest twist on what may be the country’s most critical health care issue—the doctor shortage. Across all health care occupations, from nurses to pharmacists to dental technicians, roughly 80 per cent of the workforce is female, according to Statistics Canada. But the physician population has always been male-dominated—67 per cent in 2007. A radical change has begun. Fifty-two per cent of doctors under age 35 are now women. And the majority of students at nearly all of Canada’s 17 medical schools are female. At some, the number is huge—66 per cent at Université de Montreal, and 70 per cent at Université Laval in Quebec City. By 2015, women will make up 40 per cent of the total physician workforce. Peter Coyte, a professor of health economics at the University of Toronto, predicts this influx of women will contribute to a crisis in health care. “It’s going to have a profound impact on the gap between supply and demand,” he cautions. “It will get worse before it gets better.” It’s been proven repeatedly—female doctors “will not work the same hours or have the same lifespan of contributions to the medical system as males,” says Dr. Brian Day, president of the Canadian Medical Association (CMA). Family duties are at least partly to blame. Day’s own wife and his sister-in-law, both trained physicians, haven’t practised since having kids 10 years ago. Despite their demanding careers, women are still “given the bigger proportion of child care, housekeeping and elder care,” says Dr. Janet Dollin, president of the Federation of Medical Women of Canada. But this pressure comes with a price. Burnout—the workplace exhaustion to which females are particularly susceptible—drives many women out of medicine altogether. This is bad news for patients like Jennifer. Today, five million Canadians are without a family doctor. A 2005 survey found that just 23 per cent of Canadians were able to see a physician the same day they needed one—placing this country last among the six studied, including the U.S., Britain and Australia. Canada’s doctor-patient ratio is among the worst of any industrialized nation: with just 2.2 physicians per thousand people, it ranks 24th out of 28 OECD countries (well below the average of three). And among the G8 countries, Canada ranks dead last when it comes to physician supply..." 3. As for your statement about you paying $1200 a month in premiums for health insurance with a high deductible of $16000 frankly I find that very hard to believe. You claim you are a staff physician at a hospital so you should be covered by the hospital's health care plan options and because you would fall under a collective bargaining agreement, you should get desirable premium rates either with a PPO plan or an HMO plan. And to make things even more financially attractive, you could opt to establish an HSA account funded with pre-tax dollars. 4. a National Insurance plan is not free. I don't understand your statements whatsoever. Nations that have National Insurance plans have very high personal income tax rates. And I might add that nations have have socialized medicine in place are scrambling to fund these plans. France's plan is teetering on banqruptcy. Canada's plan is a black hole of costs as the UK's. And their nation's total population is a fraction of our total population. And our 40 Million illegals who pay no income tax is larger than Canada's population and almost as large as the UK's and Britain's. 5. Here's a recent article from Canada that shows that Canadian pets get better and more timely health care than Canadian human beings do. What's that about the wonders of socialized medicine? www.macleans.ca/science/h...0501_103008_103008&page=1 "Need to see a specialist fast? Too bad you're not a dog" Here's a February 27, 2007 article from Canadian television news site that outlines wait times in Canada for orthopedic medical problems that require surgery - some patients wait up to 6 years. Talk about an inhumane situation! Universal health care sounds good on paper but when you get sick and need timely medical intervention, it's another story. www.ctv.ca/servlet/Articl...4/20070224?hub=TopStories "Back patients waiting years for treatment: study" "While Ottawa and the provinces are struggling to reduce surgical wait times for hips and knees, some Canadians are waiting years to see a back specialist, according to a new survey released to CTV and The Globe and Mail. People with often crippling back problems are being forced to live with debilitating pain while they wait, said Dr. Michael Ford, a spine surgeon. According to the informal survey of back specialists by the Canadian Spine Society, many of his colleagues have over 1,000 patients waiting for a consultation, he said. "These people have been on waiting lists for up to six years," he told CTV News. "Well that's inhumane, that's too long. These people are in pain. They may not have a condition that's going to kill them or paralyze them, but they are in pain. That's why a growing number of these surgeons have stopped accepting any new patients rather than see their wait lists grow." Dr. Hamilton Hall, a world-renowned spine surgeon, said in over three decades in medicine he has never seen the situation so grim. "Well, things have changed a lot since I started. I've been in the spine business for over 30 years now and I've seen a noticeable decline in the quality in the last 10 having to do with prolonged wait times, people not getting access to the surgeons...As a result of the sometimes years-long wait times, patients are travelling overseas to countries such as India, Germany and to the U.S. They pay up to $15,000 for the privilege of getting a consultation and surgery, often within a week..." 6. As for your statement "Now I practice only in a hospital, and every week, the care I deliver drives someone into bankruptcy", I find it so over-the-top along with the whole emotional gist of your transparent pro-Obama universal health care post that it makes me wonder whether you are an MD. I have 4 MD's in my extended family and none of them, not one, express themselves like you do, Octavia. And your facts don't add up - in private practice for 30 years and then switching to being a hospital based physician. Usually the process is the reverse. No offense but you'd be about 60 years old now and what hospital would hire you at your age unless you had considerable stature in your particular field and were hired by a teaching hospital - you do not mention teaching med school students and residents. Maybe your case is the exception, Octavia, and if that is the situation I apologize for being a Doubting Thomas about your credentials. But I have to wonder if you are who you claim to be. On the Internet we can assume whatever persona we like.
Recall Senator Dr. William Frist???? And his family of physicians? "MEDICARE FRAUD | As reported by Doug Ireland of LA Weekly, Hospital Corporation of America was the subject of a decade-long federal investigation into suspected criminal fraud involving double bookkeeping and the overbilling of Medicare, Medicaid and Tricare. In 1997, at the pinnacle of a government crackdown on the healthcare industry’s defrauding of Medicare, HCA, then Columbia/HCA, was charged with conspiring to overbill Medicare and Medicaid, the federal healthcare programs for the elderly and the poor, by more than $1.7 million. "HCA has since paid a total of $1.7 billion in fines, the largest fraud settlement in U.S. history. Following the settlement, HCA was allowed to continue its Medicare contracts. HCA was a family multi million dollar theft organization owned and operated by the Frist family, all doctors. What's your point?
I dont have a point. Uneducated such as I are not allowed to have "points". geeezzz scrap.
FDR = a chicken in every pot. Obama = a taco in every hand. Notice that the Obama middle-class tax cut has already fallen by the wayside. He's going to have to tax the hell out of white America to pay for his universal insurance program. It'll be the ruin of America.
Some number of years ago, Readers Digest rant an article about taxation. And one of the paragraphs or two dealt with the idea of why not just confiscate ALL the wealthy's assets and fund government. Well.........the problem was that the amount obtained would only fund feeble gubmint for a month or so! But then.....the real beauty of that fiasco is that by confiscating all the wealth of those who generate jobs, the middle class, lower upper poor class, and even summer teens would suffer from job losses, not to mention increased taxes on those who were left to work, printing more monopoly money to cause further inflationary devaluation of the dollar, leaving less funds for all the fancy schmanzy do-gooders programs.
Turn your back on the sun and you only see the shadows.
Correction: Obama's going to tax the hell out of white, black, brown MIDDLE CLASS American taxpayers to pay for his universal health care program. And yes, you are right. I fear this proposed socialist program with its black hole of costs and inefficiency and mediocrity ( as experienced by Canada and EU nations with a fraction of our population) will be the ruin of America. Some changes must made to our current system - absolutely! I would not argue with that idea at all - changes like a) tort reform and b) establishing a pool offering catastrophic medical insurance to taxpayers who are suffering transitory bad times but who don't qualify for gov't funded health care programs already in place, to be funded by health care insurance companies as a requirement to get licensing to operate in any of our 50 states and c) billing the government of Mexico for emergency health care provided by US hospitals to illegal aliens who are Mexican citizens - are some of the places I would start re: changes in our system to bring down costs and bring access to the portion of the 20 Million uninsured Americans who have encountered bad luck through no fault of their own. But to throw the system we have now and go full bore into universal healthcare is absolutely insane. "Taxing The Rich" is not going to happen. The Rich know all the financial loop holes. What will happen is that The Middle Class will be burdened even more than they are already. Over time Americans are working longer in the year to support increased gov't bureaucracies and do-gooder programs before they get to keep any $'s they earn. With the burden of a government run socialized medical program - considering what a bank-up job our gov't has already demonstrated with Medicaid, Medicare, VA, and SCHIPS, we middle class will be totally screwed, slaves to Big Government. Maybe, just maybe, we'll be allowed to keep our earnings from the month of December to buy Christmas gifts for family and friends.
John McCain hasn't raised this issue, perhaps for fear of offending the Latino vote. But polling suggests the case against rationing of health care would be as persuasive to Hispanic-American citizens as it is to the rest of us. Nobody wants to die waiting in line - especially not behind someone who snuck in ahead of us.
#2. To: scrapper2 (#1)
#3. To: Horse (#0)
#4. To: octavia (#3)
#5. To: octavia (#3)
The system is broke and decaying rapidly.
#6. To: octavia (#3)
#7. To: octavia, scrapper2, Original_Intent, Hayek Fan, Cynicom (#3)
#8. To: octavia, christine (#3)
Doctors pov.
#9. To: octavia, christine (#3)
(Edited)
-The health insurance problem is just as big as Obama states. Not that I like Obama. 46 million at least are uninsured and the number grows every year.
#10. To: Cynicom (#8)
Doctors pov.
#11. To: scrapper2 (#10)
POINT????????
#12. To: Horse (#0)
“The best and first guarantor of our neutrality and our independent existence is the defensive will of the people…and the proverbial marksmanship of the Swiss shooter. Each soldier a good marksman! Each shot a hit!” Schweizerische Schutzenseitunt (Swiss Shooting Federation) April, 1941
#13. To: scrapper2 (#1)
#14. To: X-15, rowdee (#12)
He's going to have to tax the hell out of white America to pay for his universal insurance program. It'll be the ruin of America.
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