Turtle's ex had a five-year-old Honda Pilot with 80,000 miles on it, but wanted a new one. So she haggled with the dealer and after the trade-in paid $20,000 for her barnd-new Pilot.
However, she is so angry with the banks getting bailouts from her taxpayer money, and including the fact they raised her interest rate to 25%, cut her limit, and told her too bad when she complained, she quit paying her credti card bills and negotiated a settlement for 50% of what she owned.
So she essentially got her new Pilot for free.